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No Money Mummy to Millionaire Mummy!!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Rags!

    Looking forward to him starting on purees, he is actually really good taking a spoon in his mouth anddoesnt spit out so hopefully he will get on well with it. He definately needs more than milk now as he barely goes 3 hours even with Hungry baby milk and has started to wake in the night again.

    The first ones I grew just n a little tray on windowsill with cling film over the top.
    I have now bought a mini greenhouse from Wilkos, think it was £12.

    x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello!!

    I think there is a little light at the end of the tunnel!!

    I lay in bed late last night, ossing and turning and worrying. I was upset that I would need to go back to work before I felt ready to leave Pip. I thought to myself "I wish there was something that would help us out of this mess"

    I woke up to a text from my bestfriend saying her other friend is interested in renting the flat!!:T:T A similar flat is up for rent with a letting agent and I rang to find out how much for and I could get around £540 a month for it!! Thats enough to pay the mortgage and council tax.

    I also remembered a savings policy I took out 8 years ago, the cash in value of it is £2104.42 :j

    So I should be able to pay off 2-3 of the littler debts, and stay off work for a little longer :T:j:T:j
    Also thinking of using some to do a huge costco shop and stock up on dry goods, toiletries and other bits like that.

    I am off now to plan the wisest way to use it and to also try to do my SOA.

    Hugs all x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • :o sorry not caught up with stuff for a while - hope you are OK....?

    Hey well done on a pal looking at renting your place :)

    Been worried about you and the dodgylodger.

    You are doing so well with your debts - I need to do that % thing - how do you do that?????

    Weaning - awwwwwww - bless little piplet :)

    I also need some of this underwear you all talk of - !

    I am soon to be ''1/2 of 82'' - iyswim - sounds so much more interesting than 41!

    Well done on the non-engagement ring.........not sure what my birthday pressie will be this year after a campervan (OH got me last year) he has said that nothign can top that - so NO PRESENTS>>>>>>>argh!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    Whoa so much has changed since I read this ages ago, well done on paying all that off! Congrats!
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Visited flat for first time since dodgy lodger moved out
    I was happy as he has left it quite nicely, only minimum work and a good clean needs doing before we can relet it.
    He has left quite a few cleaning bits and also some storecupboard items which we will be able to use which was also a nice surprise, not as nice as the money he owes would be but hey ho!!
    I am Ebaying a whole bunch of stuff, listed 15 already and now completely sick of it but MUST carry on!!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Well done on the ebaying and great news about the cleaning stash and the store cupboard stuff - mind on to water your cleaning stuff down a bit and it will last even longer :)

    Been clearing the garden out a bit today - moving self seeded flowers from the veggie patch to the bare bits in the flower beds - now all the bulbs are up I can see what I am doing! (Should be working mind....ahem)

    Went into work for 2 hours and DD and I just walked the pup through one of my trials sites to see how they were doing.

    Well done on facing the fear of the unknown flat!

    When does your chum move in? I am still smarting from the lodger who didn't move in - but however onwards and upwards - go ta few chums coming over the summer so the room will be mega handy for that - and then I can harrass the college again in the winter.......the lack of cash is a blow though!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fay Yes I am desperately missing the money too. Dont want to sell the flat though as its just not the right time. Friends friend is coming to look next week, hope she likes it, but she cant move in until August :eek: Need to paint a wall, clean carpet and general good clean before I could rent it out again anyway so hopefully the 2 may tie in together.

    Just finished listing on Ebay, 40 items in total!! I am sick, sick, sick of Ebay!!!
    Over £45 though if they all sell for their minimums, which I doubt but you never know.
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 April 2009 at 9:04PM
    Woohoo 3 things have bids already!!

    Forgot to say before, I emptied all my old handbags before listing them and found £4!!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Yay on your bids pipsmum!!!! fingers crossed they all sell, but my god how busy have you been, 40 items!!!!!!

    glad flat ok, least he kept in order...................
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yep I was sick to death of Ebay!! It took over 3 hours to list them all.
    Got a nice surprise when I logged on today as 1 little ornament is going for £20!!!:j It just shows what can happen if more than 1 person really wants something.

    Ive done my daily scratches and just looked at Onepoll, amount building up nicely. YouGov havent sent me a survey for ages, bet thats why they put cashout limit as £50 as they know hardly anyone will reach that level. I WILL get my money from them even if I am 80!!!:rotfl:
    Waiting for £50 CB to clear from Topcashback.

    How is this for cheeky, I wanted some balloons for Pips Naming Ceremony. If I order a display containing 3 balloons it costs £8.95:eek: If I order 3 balloons seperately and tie them together myself it will cost £3 :T. Cant believe they rip people off like this?:confused:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
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