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No Money Mummy to Millionaire Mummy!!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :bdaycake:Happy Birthday to me!!:bdaycake:
    Thanks Rags, definately feeling better about it all now he has gone. Dont suppose I will see the colour of his money but at least he is no longer running up debt.

    Going to do very little today maybe go for a nioce walk with OH and Pip as the sun is shining.

    Have a nice Bank Hol all x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday PIPS MUM:bdaycake:
    have a great day
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • celebrate2.gif Happy birthday to you, happy birthday to you, happy birthday dear pipsmum-my, happy birthday to you!!!!!!!!
    HSgiftbox.gif

    Hope you have a great day!!!!!!!!

    love rags
    xxxxxxx
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • hampsterpoo
    hampsterpoo Posts: 833 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Happy Birthday Pips Mum
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • hello pips mum,I've spent today reading through your post,and have to say well done so far!you're doing brilliantly:)my beautiful dd is 4months today so I know how hard it is adjusting to your new role but also how rewarding it is:)I'm going to subscribe to your post and hope it inspires(or guilts!) me into getting back on track as ive been useless lately!hope you have had a lovely birthday!
    [strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
    Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
    Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
    Overdraft = £900.00

    Baby Isobel's arrived - 13th December 2008:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Everyone.

    Welcome to my ramblings sammie most have babies and the others have older children so I get lots of valuable free advice!!.

    Thanks for your nice Birthday messages.

    I had a nice day and Pip was a very clever baby and even managed to get me a card and present!!
    OH got me a "under no circumstances is this an engagement ring " ring!!! We`ll see!!!

    Today will be a NSD as I am trying to regain control of my house following OH letting me have the day off yesterday, ie he wouldnt let me do any jobs but didnt do them himself either so today twice as much to do!!

    I got some more veggie seeds for my Birthday so I have sown them.

    Pips grumpy still as he has another cold and the evil teethy pegs are still making an appearance.

    Thats all for now, Sammie not sure I will motivate you but Rags is pretty good at booting me up the bum !!! Fay gently nudges and Hampster gives a guys perspective on it all!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    Happy birthday for yesterday - sorry a bit late.
    Hope you managed to catch up on a few bits today - thats the same thing my oh will do so harder work the next day!
    your doing great with your paying of the debts!! well done
    xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum wrote: »
    Hi Everyone.


    Thats all for now, Sammie not sure I will motivate you but Rags is pretty good at booting me up the bum !!! Fay gently nudges and Hampster gives a guys perspective on it all!!

    Ha ha ha ha!!!! that makes me sound like a right witch!!!!!! but if it works.....................:D

    Sorry to hear pip is struggling with his toothy pegs, ds2 is just getting one of his top teeth so am so in the same boat. Luckily he loves the bickie pegs (really hard biscuits for them to chew on) and they were only 99p in boots. Think pip may be a little young for them though. Best ever teething ring i found in the free blue tooth one with some packs of bonjela (got mine in asda but think morrisons have them)

    Oooh how exciting, a possible engagement!!!! i would make a great virtual bridesmaid!!!!!! ha ha ha ha ha!!!!!!!;)
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ha ha ha ha!!!! that makes me sound like a right witch!!!!!! but if it works.....................:D


    Ooooh yes it does rather doesnt it!! You know I mean it in the nicest possible way though!!! In fact get your biggest boots on as I fear I may be needing another kick soon!!

    I saw the blue teething thing in Mr Ms will hae to see if I can afford it when I go Friday. His little hands are too small to hold most of the teethers, they all seem huge.

    So I had a full shouting and swearing row with dodgy lodger today, end result was he said I would have to take him to small claims court to get my money which of course I cant afford to do and wouldnt be worth it anyway Grrrrrrrr:mad:

    Today was payday and already I know I do not have enough to cover my basic expenditure not even including food, gas and electric in that. I will try and post a SOA asap.

    Feel so down, its the usual 2 steps forward 50 back:(

    I did something VERY naughty earlier today. I took out a littlewoods account BUT WAIT before you all collectively gasp in horror!!

    I had to have a nice frock for Pips naming ceremony in early May, found one for £35 ordered it in 2 sizes (will send wrong 1 back) and a waist pincher £12 and push up bra £12. Managed to get 8% cashback and used a coupon code for £30 off a £60 spend :T Still not MSE but as MSE as I could manage to make it.

    Right off to pay the minimum payments on all my cards then off to Bedfordshire.
    x x x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Boots ready and waiting!!!!!!!!! tee hee!!

    Yay on spending wisely!!!!! i have one of the waist puller-inner pants and i swear its a miricle, i actually have a flat tummy when i wear mine!!!!!! not sexy looking as it starts at bust level and ends just above my knees..............bridget jones has nothing on me!!!! ha ha ha!!!!

    On the puree question on my diary, i started ds2 on baby rice with some of his usual milk to get him used to the different textutre. Then after a week went on to things like sweet potato, butternut squash, carrots, parsnips, apple, pears and now puree anything that will puree. gonna try and whizz up some pasta that me and ds1 are going to have for lunch today, he is just starting on lumps and hoping cooked pasta will whizz down enough.

    Ooh one word of advice, if pureeing banana, mix it in with another fruit puree otherwise it can sit heavy on their tummies and banana sick is not the nicest!!!!!! ;)

    I seem to be going backwards with my overdraft, really trying to reign in our spending but not getting very far. Seem to need a lot at the mo with trying to get our garden ship shape for the summer....................

    With your veg seeds, have you just planted them in pots or have you got a greenhouse? Keep seeing the seeds cheap and thinking ds1 would love to grow them but dont have a greenhouse or a clue!!!!!!!:confused:

    Have a lovely day!!!!
    love rags
    xxxxxxx
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
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