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No Money Mummy to Millionaire Mummy!!

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  • blonde moment so bear with me but how have you cut up your cards to make into tags??? have you cut out the pictures then the merry xmas bit on the front????? can i just say im blonde and had a late night so am very thick today!!!!!!!!!!!!!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have cut out the pictures on the front, with a bit of careful cutting its sometimes possible to get more than 1 tag out of 1 card.
    Eg cut the main picture out and then the words as 2 seperate tags. You can use pinking shears to give them a pretty edge.
    You end up with all different ones so handy for different wrapping paper you might be using up!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • ok not feeling as thick now as thats what i thought!!!!!!!!!!!!!!!!!:rotfl: may have to do that with mine but remember where i put them to keep safe. will make a note on my calender to remind me they are there and where they are, (oh looking at me as though i have finally gone cookoo!!!!!)
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Sue-UU
    Sue-UU Posts: 9,672 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    rags, why not put them in a box with any cards you have left over from this Christmas, or any new ones you've bought in the sales? I always cut best ones into labels as Pips Mum says and put them in with ones left over, I also keep a list of people I have to send to in the same box. Make sure you don't go to the trouble of cutting them all out only to then find some of them where the sender put a 'letter' on the inside! :p

    Sue PS. All the best Pips Mum!
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.022021=£820.26[/SizeGrand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88! 2019 = £38.538.37!!!! :j
  • ooh, just found a load of old birthday cards that i can cut up into tags for b'day pressies!!!!! (little things please little minds i know) have created an envelope for them in my filing box so i cant lose them.
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thats the spirit Rags!!
    Like Sue says I put my Christmas ones with my leftover Christmas bits up the loft.
    Never thought of doing it with Birthday ones, thats genius!!

    Went to Morrisons today to get a few bits. Spent £11 of my £150 Grocery challenge money (ooooh must update signature). Got a few ooooopsies but nothing overly exciting. Havent spent any other money today which is good. Hope to have a NSD tomorrow as I am only going to my mums for tea and taking the Christmas tree down.
    OH had a bad day at work so is like a bear with a sore head, going to slope off and have a bath at the first opportunity I get!! Looking forward to celebrity Big Brother later too. X X X
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • my brain works everynow and again!!!!!:rotfl: i am going to try and sneak celeb big bro on in the hope oh doesnt notice....(he hates it with a passion!)

    well done for only spending £11 in morrisons, do you find that their woopsied stuff isnt reduced by much????
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I managed to watch celeb big bro or z list bro as me and my friend are calling it!!! OH claimed TV back for xbox second it finished!!!

    Having worked for Morrrisons in my yooof i know they do not reduce by much until about half hour before store shuts and then everything is like 5 or 9 p!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Started off as a really good day but has just taken a huge nose dive:(

    Had a NSD and a free dinner at my mums plus leftovers for tea tonight. Took tree down and made house tidy again.
    Thought I know I will check my online banking and credit card statements and MBNA have charged me £187 interest this month even though I havent used card and made overpayments last month:confused:
    My minimum payment this month is £193:eek:

    Feeling VERY miserable now :wall:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • thats a lot to pay pipsmum!!!!!!!!!!! what interest rate are you on???????? if your min payment is £193 and they are adding £187 interest then your not even paying a tenner off the debt!! (sorry, not helping i know) any chance of applying for a life of balance cc???
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
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