No Money Mummy to Millionaire Mummy!!

bluebag

Pips_Mum wrote: »

Happy Bonfire Night everybody!!
Be safe whatever you are doing x x

Hampster - PM is winging its way to you, cant wait to see it.

Im having another "if it werent for these debts grrrrrrrrr" moment!!
I looked on the Ofsted reports for the local schools that Pip would have to go to and could have cried. ALL of them are doing absolutely rubbish and in the nearest 1 they speak 38 different languages!! :eek::eek: I may be boastful mother but he is a bright lad and I think he cant get the attention and motivation he will need to do well with that kind of issue. So we will definately need to move, found a lovely school on outskirts of town centre, not too far out the way just right. Looked at nearby houses and found 1 thats perfect for us, I would move in tomorrow if I could but of course its on market for £199,995 :mad:

So here is my pledge:
I WILL clear my debts within the next 2 years to enable us to move and give Pip the education he deserves.

Don't read too much into the OFSTED report, it's only a small part of the picture. My eldest daughter went to a school that was well rated by OFSTED but we had to remove her due to severe bullying. We moved her to an inner city school with the 38 languages type profile (nothing to lose was the thinking) she loved it and flourished. She came out with amazing GCSE results as the teachers gave of their free time to help her catch up after losing so much academic ground due to the bullying. Try to visit the schools, the second school my daughter went to allowed prospective parents to sit in on sample lessons and the home-school relationship was first class.

spendtoomuch

Yes I will second that! My eldest went to the so called best senior school in the area. He was diagnosed with Aspergers and nearly 15 and they refused to help and did not believe the diagnosis! Even when I called the school to speak to the Special Needs Co-Ordinator he kept calling my son by another name and clearly did not even know him! I was told he would leave school with no GCSEs and that he was lazy. I moved him for less than a year and he passed 6 GCSEs and two of them were As and taken early!!

The primary school my two youngest go to has a special unit attached to it as well which in turn pulls down the SATs results of the overrall school as they are taken together even though this unit is separate.

Pips_Mum

Sorry Ive been AWOL!
Pip has been waking up at 4am and not going back to sleep for over a week now and I am pooped!!
Pay Day tomorrow so can bash some debts, got to pay for plumber to sort out water pressure in flat, minimum of £90 :eek:
Also going to be naughty and order the rest of the True Blood books by Charlaine Harris but Ive worked out the cheapest way of doing it!!

Thanks for advice on schools, all good points x x

spendtoomuch

Hi sorry about the early mornings. Glad mine are growing up now, certainly don't miss that bit!! Yay to payday. Are the True Blood books good? I have had some sad news, my great uncle in London passed away on Tuesday. I only saw him two weeks ago when I went to see him and took him out for dinner for his birthday and he looked so well. Shocking news though that he has left me some money, enough to make me debt free, can't get my head around it!!

hampsterpoo

Hi Pips mum , you have email ,

Pips_Mum

Hello All

Sorry i have been rubbish again. Life busy, No money, no debt busting and seemingly no point coming on here to remind myself I am doing rubbish!!

Hampster, I love the pics, i tried replying but I kept getting the mailer demon thingy.

OHs boss has been a right bleep, bleep, bleep and took OH off of being oncall at the weekend + evenings purely so he can get the extra cash. So we are now £400+ a month short.

OH rang all his creditors and they have set up DMPs so i just neeed to make sure he sticks to it now.

I have made the minimums to my loan and CCs, cant manage any more than that what with Chrimbo coming. Most of my shoppings done, just a few odds and slods.

I am sorry and I will try and force myself to come on as I miss you lot x x

lucielle

Its a long road we tread, welcome back.
L

mum2one

What a idiot ur OH boss is, but thats good news that he got the DMP plans sorted out, and ur doing well with your payments.

Consider you've been buying xmas goodies etc, you've done damm well, even if it was only a £1.00 u paid off, its a £1.00 they wouldn't of had, so don't beat urself up xx

hampsterpoo

hurrah she back , crimbo shopping,,,,,,,,,,must start soon.,, good work keeping up with the payments and OH sorting out his DMP.

Lemon_Tree

sometimes just standing still or just paying the minimums is a major achievement, especially at this time of the year. You are NOT doing rubbish!