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Live on £4000 for a Year, 2009 Challenge, part 1
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:j Jumble-bee is back! :j Yipeeeee! :jMortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
JAMIEDODGER wrote: »just got an email from times online and have printed out their online voucher and bonus token, will be collecting some of these this month, so me and my friends can go and have a bite to eat for just £5!:D And they are valid until 30 april!!
Thanks for this, Jamie - do you have a link? I tried looking on the website but for some reason the £5 link just takes you back to the main food and drink page. My parents get the Times so if there are any vouchers in the paper itself then I can have a dig in the recycling box too... TIALive on £4000 a Year Challenge member
Target: £3000 for academic year 2009/10
Spent: £845.61; Remaining: 2154.39 :rolleyes:0 -
Hi everyone!
Inspired by everyone's enthusiasm for a brand spanking new year, I've decided this is the year that i get my life in order. I therefore formally request admittance to the 4K a Year Challenge!! EEK!
Been working on my budget, and I think it works out OK, if i follow the guide at the beginning of the thread.
Anyhoo, here goes...wish me luck!Oh for Goodness' Sake!! Here we go again
Total debt £4,839.51 (Still adding it up though)
Now : £4, 759.810 -
Whoever said that reading this thread could become a fulltime job isn't far off the mark! I can't believe how fast the thread is moving! :eek: We may need to split it into monthly sections instead of quarterly. :rotfl:
Hello newbies :hello: welcome on board!
I don't know why you're all worrying about not spending during the first week of the challenge, I'm the very opposite - I get an unquenchable thirst for spending! :rotfl: Sales are my ultimate downfall and guess what? I went and spent! Again! :eek: I have updated my signature and I do realise that once it's gone, it's gone, but...Just spent £28.99 (inc P&P) on 22 fruit bushes - OOPS! My £100 allocated to garden spends isn't going to last long at this rate. Did I mention that I spotted a lovely grape vine with 20% off? But I didn't get one, yet! :rotfl: I went via TCB for 10% cashback, used a 20% off code and paid using a cashback card, so I reckon I got the best bargain I could. I promise to stop spending on 'wants' soon but it's so exciting starting again and having a new garden to create this year. :j
would love to know where your getting your fruit bushes and tree collect from you seem to find all the bargain ones and I only ever find the expensive ones.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
Fizzel81 - the E-bay meat box is horrifically overpriced! I pay my local farmer (tracked down via a Farmers market) £1 per 1lb butchered weight for pork and lamb. 1/2 a pig is generally around 65lb of pure meat. 1/2 a lamb 15-20lb. Its butchered however I want it and this is included in the price. My last order of £108 included 18 huge pork joints, a carrier bag of sausages, a carrier bag of bacon, 4 lamb joints and very approx. 50 assorted chops as well as a mutton joint and a tray diced pork. As far as volume goes its supplied in 3 tesco delivery boxes. They only deliver locally but frequent the farmers markets in an around Abergele, Wrexham, Mold and Ledsham.
Theres another farmer locally who specialises in Organic beef. What he can't sell fresh at the farmers market he freezes and sells on direct from the farm at £10 per carrier bag full.Saving for a Spinning Wheel and other random splurges : £183.500 -
andromache wrote: »Thanks for this, Jamie - do you have a link? I tried looking on the website but for some reason the £5 link just takes you back to the main food and drink page. My parents get the Times so if there are any vouchers in the paper itself then I can have a dig in the recycling box too... TIA
hope this works:)
Times OnlineNovember NSD's - 70 -
Penny2myName wrote: »would love to know where your getting your fruit bushes and tree collect from you seem to find all the bargain ones and I only ever find the expensive ones.
I saw cheap fruit trees / bushes in F0cus and M0rris0ns last year. They looked good, too. I have bought from F0cus in the past (plum trees). My daughter bought some of the ones from Mr M's (various types of apples and pears) last year and they all look great now. Keep your eyes open, as they will probably be in stock soon (assuming they will have them again this year, but can't see why not).0 -
Hi Jumble-bee :j :j Your shed bed is still available but you nearly lost it when a tree was blown down just missing it :eek:
Hello to even more new frunchkins :hello:
Did I tell you I mentioned to friends/relatives I would like a diary for Christmas?
I now have 5 :rotfl:
What does a frugalite do with 5 diaries
I have allocated:
!. Secret diary in the manner of "The Bridges of Madison County"
2. Spending diary
3. Social diary....a very small one
4
5
Also have a calendar.
Today I am reconstructing my house after my visitors have mostly gone.
My DIL had been sick on my bedroom floor following inebriation on NY night :rolleyes:
Cat had left a deposit upstairs after they left him locked in house while they went out and then one of the guests trod in it and walked upstairs distributing unmentionable odours everywhere :rolleyes:
Dishwasher is clogged with something
They used all my T bags :rolleyes:
Had a dance competition on NY night and have spilt red wine on my carpet :rolleyes:
Do kids ever grow up???:rotfl:
Have a great day.0 -
Hi Jumble-bee :j :j Your shed bed is still available but you nearly lost it when a tree was blown down just missing it :eek:
Hello to even more new frunchkins :hello:
Did I tell you I mentioned to friends/relatives I would like a diary for Christmas?
I now have 5 :rotfl:
What does a frugalite do with 5 diaries
I have allocated:
!. Secret diary in the manner of "The Bridges of Madison County"
2. Spending diary
3. Social diary....a very small one
4
5
Also have a calendar.
Today I am reconstructing my house after my visitors have mostly gone.
My DIL had been sick on my bedroom floor following inebriation on NY night :rolleyes:
Cat had left a deposit upstairs after they left him locked in house while they went out and then one of the guests trod in it and walked upstairs distributing unmentionable odours everywhere :rolleyes:
Dishwasher is clogged with something
They used all my T bags :rolleyes:
Had a dance competition on NY night and have spilt red wine on my carpet :rolleyes:
Do kids ever grow up???:rotfl:
Have a great day.
Kids eh?!:DNovember NSD's - 70 -
Morning all
thank you back to the baseboard for meat if thats not as good value as it can be
well today wont be a nsd, ds3 eyes are awfully gooy so off to boots to buy some drops (rung them to find they can 100% be brought over counter now ds is over 2) not sure how much there going to be but whatever it is im going to have to get them, by monday he wont be able to see a thing and im sure there hurting him.
breakfast sorry dinner smells lovely plus the kitchen was the warmest room in the house and the new jeans i washed last night are almost dry
must stay out asda untill tuesday dont need anything so im on purpose going to take ds3 in his little stroller, if i had his big chunky thing id end up spending (no basket = no where for shopping)
sorry rambleing on again, one good habbit ive got into is im recording every spend in my diary and more detailed in my black book i can then look back for 2010 and how to shave more off what im spending
off now to get to boots, its freezing out i could feel it seeping under my door (door doesnt fit in frame its expanded in the cold weather , so im using a summer duvet folded as a draught excluder)DFW nerd club number 039'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010
2008 live on 4k +cb £6,247.98/£6282.80 :T
sealed pot 2670g
2009 target £4k + cb £643.89:eek: /£6412.800
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