DMP Mutual Support Thread (Part 5)

Skintlady

penny39 wrote: »

Egina??!!!!! Am sitting here snorting like a piggie..!

i know if my other half looked at my phone he'd think i had lost it, well they are all bummed off my phone now, with friends like them......!!!

sunshine38_2

OOOOH, I forgot to say ... YAY to me ... I got my second star :j :j :j :j :j :j :j whoo hooo!!!!! :beer:

Me thinks that means I can celebrate with some chocolate ... as if I even need an excuse

Sx

50broke

You only live once........ so enjoy the challenge!!! Bit like Monopoly, I will buy Park Lane.....With a mortgage 100% pleaase

2009timeforchange

Im laughing at the Peter and Paul friends!

And Emma Bina!

We made out 1st CCCS payment today :j

We have had the payment schedule from CCCS and I just wondered if any of you could give me ideas of how your cresitors responded to the payments they are receiving through the DMP compared to the the minimum payment the creditors wanted.

We have

Nationwide Loan - Min payment £232 - DMP payment £46.35
Abbey Credit card - Min payment £ 64 - DMP payment £12.79
MBNA Credit card - Min Payment - £218 - DMP payment £43.55
Natiowide overdraft - Min payment -£80 - DMP payment £25.17
Natiowide Credit card - Min payment £228 - DMP payment £ 45.55
Tesco Credit card - Min payment £43 - DMP payment £8.59


Any expereices very welcome

penny39

Congratulations Sunshine! Yum yum, get in some practice for Easter,doesn't do to deprive body of chocolate,very dangerous..

sunshine38_2

Toffee_Penny wrote: »

I just wish you all lived in my street

What is it they say ... be careful what you wish for :rotfl: :rotfl: :rotfl:

Right, gotta go now folks ... honest. I dont want to go cos you are all having a fab time tonight - I dont want to do chores, I wanna party :dance:

Sx

ianmak

CornishMaid wrote: »

Fabulous - it's so nice to know that there is a community here that I can turn to - it really does make the dark days a little bit easier :rolleyes:

Though judging by this evening's entertainment, I'd come back tomorrow if you want any sensible answers to questions.

Welcome CornishMaid. Just give us a shout if you need anything, or just join in with the madness...

Toffee_Penny

sunshine38 wrote: »

What is it they say ... be careful what you wish for :rotfl: :rotfl: :rotfl:

Right, gotta go now folks ... honest. I dont want to go cos you are all having a fab time tonight - I dont want to do chores, I wanna party :dance:

Sx

Never gonna happen I live in a posh council house

Toffee_Penny

ianmak wrote: »

Though judging by this evening's entertainment, I'd come back tomorrow if you want any sensible answers to questions.

quote]

It's gone a bit mad tonight

emmylou3219

jenevieve wrote: »

Hi emmylou - lovely to have another DMPer. Am a newbie myself so am a bit alarmed about your visits to court!!!:eek:

I have debts at £52,000 and should hopefully be paying just over £1000 a month into my DMP so I am hoping my creditors will accept quickly and without too much fuss.

I sent my first token payments off today :eek: :eek: :eek: :eek: - no going back now!!!

I've also had a letter from RMA regarding a monthly payment from Feb for my A&L credit card.
Should I write to them separately explaining that I am in the process of starting up the DMP or will my letter with token payment to A&L cover them as well?

To answer your question Daffy, I am just so ashamed of the amount of debt I owe and my stupidity in getting into such a mess, that I would feel such a failure admitting it. She is a good friend and the renting/lodging is an informal arrangement - no legal contract as such - and I've been living here for 18 months. It works really well and I pay £500 monthly which is inclusive off all bills (including Sky TV) so I get a pretty good deal.
I'm pretty sure she wouldn't ask me to move out although I have wondered about whether I should consider a house-share with people I don't know, as it is easier to keep stuff private. However, I don't think I would pass the credit check that new landlords do, so I am probably better off staying put.

Sorry for the ramble, feel quite stressed out about things financially at the moment - as much as I know its a good thing I am doing, I am very wound up about it all!:o

Hi Jenevive,

If you can, stay put at the mo! Why bother adding to the stress you feel now by moving! Who are you strating a DMP with, they will expain what to do and how is best to contact them...honestly just follow what you are told.

It's not hard to keep it private as (at leaest with CCCS) all letters are discreet and easy to spot. Stay chilled hon...you can ramble at me anyday!!;)