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I fell off the wagon

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Comments

  • justruth
    justruth Posts: 770 Forumite
    My last payment came off the CC and my car payment went out, so I am officially SUB £16,000 woo hoo!!!!! I made an additional overpayment to celebrate lol. I cut right down at work next month and stop in May for my exams, so I am keen to clear a good wedge of this before then.

    It feels so good to be trashing my debt!
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    Additional overpayment credited, and I got paid today, so will have another one very soon. Catching up again on DTDT!
    Debt £5600 all 0%
  • hey hey

    Good to see you are hot on my heels! the old debt busting is on hold at the moment - i get my first wage packet from my temp job this week so I can see what I can afford to pay off where.

    absolutley cream crackered did 3 shifts over the weekend in the rest. £40 of tips all gone in the piggy bank and I should have about £110 wages winging their way to me this week (they haven't paid me yet for my first 2 shifts) so hopefully I will be able to make all my minimum debt busting payments and then its just a case of getting the thinking cap on to make a bit extra to pay more off!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Well I made some big overpayments again this week, so I am catching back up again, and when it's all applied I should only be £12.28 behind you! If I get some more off that next week as well then I shall be in the lead!
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    I got £100 that was owed to me paid back, so that went straight off the CC and I am officially in the lead! Woo hoo!

    Just over £1200 left on the CC at 0.9% till August. I can so clear that in time! This means that next school year I will just have the 0% overdrafts which will be up and down again, 1 loan and car finance, which I can make a serious impact on if I carry on with just some of the determination I have used so far, or I can probably cope with the minimum payments on less hours working!

    Now all I have to do is pass my exams (eek!!!)
    Debt £5600 all 0%
  • Well done you!

    enjoy the glory......for now!!!!! *LOL*
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Its only eighty, Eighty seven pounds from glory...

    hope you are on your toes justruth i've got £100 ready to be paid in tomorrow!! *LOL*
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Hmm we'll see about that......
    Debt £5600 all 0%
  • justruth
    justruth Posts: 770 Forumite
    £38.86 paid off, will update sig as soon as it is applied to the CC.
    Debt £5600 all 0%
  • *LOL* we shall see...
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
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