'Virtual sealed pot' Challenge until Dec 1st 2009

Nitla

Hi,

This is my first time on here and I can't even work out how to start a new thread. I really need help & advice please. I am £10k in debt and I have no idea what to do. I can't tell anyone bout this as my parents will disown me as they don't believe in borrowing & credit cards etc and I daren't tell my boyfriend as I fear he will break up with me. I dread the phone ringing incase it is someone chasing money, all I want is to be debt free but there seems to be no end to it. I can't sleep for worrying about it and somedays there only ever seems to be one way out.

Please can someone help me, I am only 23 but feel my life is over.

I'm sorry if I have posted this in the wrong place but I couldn't find anywhere else to write. Sorry.

Thank you.

spam.jam

Nitla wrote: »

Hi,

This is my first time on here and I can't even work out how to start a new thread. I really need help & advice please. I am £10k in debt and I have no idea what to do. I can't tell anyone bout this as my parents will disown me as they don't believe in borrowing & credit cards etc and I daren't tell my boyfriend as I fear he will break up with me. I dread the phone ringing incase it is someone chasing money, all I want is to be debt free but there seems to be no end to it. I can't sleep for worrying about it and somedays there only ever seems to be one way out.

Please can someone help me, I am only 23 but feel my life is over.

I'm sorry if I have posted this in the wrong place but I couldn't find anywhere else to write. Sorry.

Thank you.

hello
you have come to the right website if not quite the right thread:cool:no worries, if you click on this link you will be in 'debt free wannabe' and some nice people will be along to answer your thread about how you can get started sorting your things out x

http://forums.moneysavingexpert.com/forumdisplay.html?s=&daysprune=&f=76

just click on the blue box on the left 'new thread' and it will open a message box for you, i will look out for you.x

spam.jam

hey nitla, i cant see you thread yet, i hope you are alright. dont worry there are some wonderful people who can offer some fab advice, spam.jam xx
edit, found you xx

sam89

Hi Nitla,

I'm watching for your thread too. You'll find lots of friends here, we are all in debt so have been through the desperate stage you are in right now.

Sam,
x.

spam.jam

hope you get some good advice nitla xx

lilian1977

Just read your other post Nitla, will comment there soon.

£50 across today as my "official" monthly deposit, so signature updated

DOBEY7

Hi, I know its late in the year, but I would love to join this group, I have an online account so would def be able to participate and would love to hear how other people are getting on with their SPC..:o

COUNT ME IN

spam.jam

DOBEY7 wrote: »

Hi, I know its late in the year, but I would love to join this group, I have an online account so would def be able to participate and would love to hear how other people are getting on with their SPC..:o

COUNT ME IN

hello, its never to late to start saving;)welcome aboard, you are #047 and good luck x:D

Melgirl

Another £3.02 today. Thats £59.87 in total :beer:

Have updated my sig.

Raychee

HI,

I'd like to join this challenge, though the way I approach it is slightly different.

I put aside roughly 10% of my weekly salary into a savings account each week. As a supply teacher, I don't do my 'main' job in the holidays, so need to make sure I have enough put aside to cover everything that needs covering!

I know it isn't the same, as I'm not rounding down my account, but it is important for me to do this.

Is it ok if I join in? Since January I have put aside £140... My aim is at least £100 a month, but more if work allows.

Thanks.