'Virtual sealed pot' Challenge until Dec 1st 2009

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  • edinburgher
    edinburgher Posts: 13,470 Forumite
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    Brilliant idea - wish I'd thought of it :)
  • spam.jam
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    Brilliant idea - wish I'd thought of it :)

    hello
    you are sealed pot challenge person too, i am going to do a 'real' sealed pot challenge with 20p and 50ps but in my 'virtual' sealed pot i feel im going to make a bit of interest.x
    Proud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09 :wink: Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
  • violetblue
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    Hiya - I've been doing this for quite a while now, on my various spreadsheets I refer to it as "Piggybank Friday", since it feels like I'm putting the "loose change" into a separate piggybank! :p

    You've just inspired me to see how much I've saved this year just from transferring those odd pounds and pence, and my total so far for 2008 is £186.02 :T Much more than I was expecting, it's amazing how those little amounts all add up!

    Good luck with it!
    MFiT-T5 #52 - aiming to clear mortgage completely
    January 2019: £19620 ~ November 2021: £0.00!
  • beanielou
    beanielou Posts: 90,699 Ambassador
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    I do this wioth my credit card.
    Good luck wth the interview.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

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  • SiannieLaz
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    Top idea Spam!
    I've just opened a savings account to stash every spare penny so I can build up a lump sum to pay my dmp off and this will make a huge difference - can't believe I didn't think of this before!! £8.09 going in tomorrow!
    Cheers loads and good luck on Friday:T

    Debt as at Feb 14: £2272.40
    DFW Nerd no. 1024
    June Overhaul #26
  • elliemoo
    elliemoo Posts: 4,593 Forumite
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    This is a great idea. I started doing this with my mortgage account, when I check my online current account I transfer the odds into my mortgage, it is tiny amounts at the minute but next year I really hope to start making overpayments of £100.00 per month.
  • spam.jam
    spam.jam Posts: 398 Forumite
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    Wow thanks for the replies folks
    violet blue - well done on your savings, you are an inspiration
    beanielou - thanks for the good luck wishes
    SiannieLaz - go girl
    elliemoo - it looks like I am the last person to think of the idea.xxx;)
    Proud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09 :wink: Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
  • spam.jam
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    Just paid £8.61 into my virtual savings pot
    Proud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09 :wink: Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
  • sistercas
    sistercas Posts: 4,803 Forumite
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    what a fabulous idea. count me in
    I have just transferred £5.21 and will do this every friday
  • spam.jam
    spam.jam Posts: 398 Forumite
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    hello sistercas
    im wondering if i should make this a proper challenge with a list of members, i think it would definately encourage me to save properly.x
    Proud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09 :wink: Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
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