new start - get life straight

chevalier

mum2one well done on posting up on here. You sound very positive and I hope that things for you continue to improve in 2009.

i think you sent me a pm, but my inbox was full, it is empty now ifyou want to resend?
chev

mum2one

I just chesked and I get the £60.00 bonus, be sometime between Jan and March, but thats already been claimed by parents towards the heating bill. x

taxi73

Happy new year to you x

mum2one

Hi Taxi - Happy New Yr, hope u have a gd ngt and no idiots........

Just a thought any rm in the suitcase, I'll fill in.............xx

penguin83

Happy New Year Mum, hope you are ok - just off to catch up with the thread.

Lots of love and hugs x x x x

mum2one

All ok here, did the Take a break bingo, and won £13.00, so have got that coming, so when thats in bank will go straight off debt.

Making sure I do my daily scratchcard - 2 days had 50p, got to wait to £10.00 to withdraw, but its all extras off the bills.

Feel so pround with myself, I know its only a few days into Jan, but I'm really making an effort, I spent £10.00 of my £40.00 money, but got 5 bday / xmas prezzies with that in the Superdrug sale. (leaves me £30.00)

Spent £1.00 on tooth fairy, but mum matched it, so dd very happy, (the 1st tooth she got £10.00 for, the 2nd £2.00, so keeping it at £2.00, but the delight with the money was worth a million pound, I know she was plzed before, but with this £2.00 sounds stupid, but meant more to me, as I'm accounting for every penny.

Back at school tues, running my mother up to doctors and physio, fot 1hr between appointments, so she said she'll take me for coffee and cake (freebie!), then mass tidy up and gut my bedroom, new year, new start in more than one way.
I start new course with Open Uni in Feb, but want to get a head start and aim to be 2 weeks ahead, that way I've got leaway if I need it.

£29.00 my money left. x

taxi73

Well done on the bingo wins £13 on one card..that's good.Free coffee and cake sounds good as well as cleaning your room and the new uni course.

mum2one

Just come back from long weekend in Exeter, family outing.........did well as my spends I saved that from Dec, ok paid less off credit cards etc, hense y Jan is the new start.

Positive points from break
Spends from Jan allowance, left with £29 for me, thats still in tact......
Had really good bonding time with dd, silly things laughing and joking haveing fun, so plzed
My £15 clothes allowance - spent that but - not on me - got fathers day presents, so dad having 2 prs of crop trs and 2 polo shirts, (all reduced), and dd had 4 nightshirts and a tshirt - with sale prices and students discount - got them all for £15.00

Negative points
What would of normally been 5hr journey (incs hr stop), due to accident on motorway (took 4hrs to do 8 miles) and the diversion we took, took 10 hrs..

I broke half of my tooth, so dentist appointment booked - i hate dentists

Lost my debit card, got it cancelled, then rang shop where I had used it last, apparently the assistant didnt realise she hadnt given it me back....so have to wait 7 to 10 days replacement... guess ut stops me spending.

On the money front, have £1.50 in scratchcards, and plan to ring all credit card companies to get the date the statement is generated as this way can pre set up the debits to come out a week later that way theres no chance of any going astray. x

taxi73

You got loads there for £15 ..well done!!!!
That motorway journey was a nightmare and ouch to the tooth...
Lovely that you had some good times with your DD as they make for lovely memories.

mum2one

My first big payouts of the year, I'd estimated £225 for my main 5 cards (dealing with Vanquis seperately), but I've paid £245.00.

Got to pay dad part of his £80 hes gettingi £40.00 today, the other £40.00 end of the month, then pay them the rent at end.

Just off to update signature x