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new start - get life straight

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  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    moo2moo wrote: »
    Try free scratchcards to make up your shortfall. Of the ones I'm experimenting with Take a Break Bingo seems to be the best (so far). Sign up with them deposit £10. Open up a bingo game, click on the free scratchcard (Lucky the Cat) win something. Immediately withdraw your original £10. After that you can log in once a day and do the free scratchcard. I appear to be averaging £2.50 a week, so £10 a month. You can also do this with St. Miniver owned Bingo sites, some of which are giving £10 cashback via Quidco, but only open 1 St. Miniver account (which Take a Break are not). That should net you approx £20 a month for a few dull moments everyday.

    I'm amazed by how much you've achieved and how positive you are especially in the face of 49.9% interest rates from Vanquish. Thats outrageous!

    Thank you, def have to have a look at Take a break bingo, we had a brillaint run the 1st time the free bingo sites were out, think I've signed up yo most then, did about 30 sites!!

    That Vanquis one........I only opened it to get £20.00 back via Quidco, but it ended up being used for car repairs, but dads giving me a wack off that, so hopefully that should be done in 3 mths, then its account closed.

    Thank you again, to be honest I hit rock bottom earlier this yr, and figured theres only one way to go and thats up, get frustrated that I got in so much of a mess, but its done, so new outlook I will clear my debt. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    taxi73 wrote: »
    Hi mum2one...the spending diary is a good idea.
    If you are larger like myself..Matalan,tesco and Asda all do bigger sizes.The bingo sites are a good idea as well.You sound really motivated and that's half the battle.We can all only try our best as we can't do any better than that.

    Thank you, had a couple of things from Matalan, ours doesnt do much in Rodgers and rodgers, the weight is another thing that needs a kick up the bum, but rome wasnt built in a day. Have to confess a 24 doesnt fit and thats usually what our Tesco (if ur lucky) and Asda do.
    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Hi - just found your thread - seems like you're doing really well!! I shall keep lurking...and may even post occasionally!!!

    Good luck!!
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    mum2one wrote: »
    Thank you, had a couple of things from Matalan, ours doesnt do much in Rodgers and rodgers, the weight is another thing that needs a kick up the bum, but rome wasnt built in a day. Have to confess a 24 doesnt fit and thats usually what our Tesco (if ur lucky) and Asda do.
    xx

    Well you can join me in shifting the blubber! I need to get down from a 22/24/26 (depending on style/make and whether it is a top or trousers! I can actually get into a 14/16 top *sigh*)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Just gone through my money for January and with the small increase on CB, and some changes with my IS, I will have a total of £880.00 for the month, considering I thought I was going to be £22.00 short for he month, I'm actually up £10.00 so that will be another £10.00 to chuck at the biggest debt.
    x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • KTjazz
    KTjazz Posts: 688 Forumite
    I hope you don't mind, I have been a lurker for a little while and have decided to actually pop in and say hello. You are inspirational.

    KT.
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    KTjazz wrote: »
    I hope you don't mind, I have been a lurker for a little while and have decided to actually pop in and say hello. You are inspirational.

    KT.

    Hi KT, ah thank you, your welcome anytime,
    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • KTjazz
    KTjazz Posts: 688 Forumite
    mum2one wrote: »
    Hi KT, ah thank you, your welcome anytime,
    xx
    if you fancy a wee trip into another diary from time to time you are more than welcome to visit mine too. It would be good to see you.
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Hi, I am new to this (joined today) and just read your thread from the start. I just want to say GOOD LUCK. XX
    LBM - Dec 08 :j
  • Hi Mum2one :wave:

    Thought I would pop by. Good news on the budget. £32 up already and still a whole moneymaking month to add some more to the £5k challange.

    Hello :wave: KTjazz and Scruffy Baz
    :j
    May 2013 new beginnings:j
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