new start - get life straight

LittleEmms

Hi Mum

Firstly Hi! :hello:Welcome to the what seems to be friendlier boards in your experience... and sorry to hear you felt bashed on the other one.. I've only been on here so can't comment. Sorry to hear of the knockbacks too which have affected your other LBM's.

Secondly I would like to say WELL DONE on walking out of an abusive and violent relationship. There are a lot of people that don't and at 7 mths that must have been extremely hard. But you did what was right for you and your child. I really admire you, you are a strong person.

I'm no expert - new here myself and everyone has been so lovely. I completely understand on the SOA. I was the same. You may have that day when you feel strength and feel like posting it. I did after a few weeks. Got some advice, then edited it, and removed it from my diary. People had given me great advice, but I didn't want my details available for all forever (bit rambling - sorry - just saying I get where you're coming from).

This place is great - and it seems like you are doing really well already!! Keeping a diary on here and a spend one has personally made me feel I have to answer to someone (even if its just me!:rolleyes:)

Keep it up - be lovely to hear how you are doing and also to offer support if you have a not so good day!

mum2one

Not really any updates the credit card bills are coming in, so should be able to update snowball nxt week.

I've decided to allow myself £50 emergency fund for now to new yr, Im not working on the basis of spending it for spendings sake, but its there if I need anything.

Panto tomorrow - train tickets pd for, panto tickets pd for, dads paying for lunch
Panto sunday - local - dads driving, tickets pd for
Next week - dentist filling - covered under scheme
No xmas parties etc to go

Debt free plans - next week
Update snowball
do Soa
Plan repayments better structure
Get a spending diary
Check all mutual points etc upto date
Get book - keep monthly totals for points etc
Order photos to be processed - use one of quidco - free prints
x

mum2one

Deep_In_Debt wrote: »

Hi mum

Just wanted to say you are doing so well. Keep it up.

Been reading your "bottom bit" (I know that's not right - but can't think of what it's called.... "avatar"...? or something...?..sorry!!!) and reaching 40 is not that bad...honest!! I reached it 3 years ago. Ok, it does make you a bit forgetful and a bit mad but apart from that...

I'm forgetful as it is now!! They say life begins at 40, so may find a nice man! x

SmileyG_2

mum2one wrote: »

I'm forgetful as it is now!! They say life begins at 40, so may find a nice man! x

Hi mum2one

it's not just the girls who have the money troubles, us blokes ain't too clever either.

Sorry to here about your experiences to date, but everyone here will keep you motivated, you only have to ask.

One tip though. Life doesn't begin at 40, it begins when YOU want it to, so be positive and you might have that day out in London sooner than you think!

Good luck

SmileyG

mum2one

SmileyG wrote: »

Hi mum2one

it's not just the girls who have the money troubles, us blokes ain't too clever either.

Sorry to here about your experiences to date, but everyone here will keep you motivated, you only have to ask.

One tip though. Life doesn't begin at 40, it begins when YOU want it to, so be positive and you might have that day out in London sooner than you think!

Good luck

SmileyG

Thank you, jut noticed ur bottom bit (excuse the expression), congrats on the getting debt free and staying there, gd to hear from someone whos been there, done that and brought the t-shirt. Good luck with the mortgage, think your do that with dlying colours xx

SmileyG_2

mum2one wrote: »

Thank you, jut noticed ur bottom bit (excuse the expression), congrats on the getting debt free and staying there, gd to hear from someone whos been there, done that and brought the t-shirt. Good luck with the mortgage, think your do that with dlying colours xx

You're welcome:cool:

taxi73

Those plans seem to be coming together well.Hope you enjoy the Pantos.

The_Dragon

I hope you have a wonderful (and debt busting!) weekend

mum2one

So far survived today, plzed to say wasnt to big of a spending day,

POSITIVE SPEND
dd school coat (Woolworths sale) £11.00
dd school cardigan (Woolworths sale 50% off) 2.00

NEGATIVE SPEND
Lunch £18.00 for 3 of us. Last words from mum, make sure ur dad pays for lunch.....he forgot!!

Panto no 2 2mor, not taking any money with me.

mum2one

Have a confession, I upset the lady in the post office, I had 3 parcels to post for xmas, and had saved up all stamps from postal surveys.

Total postage (inc 2 @ special delievery, 1 @ recorded delievery)
:eek: £23.00:eek:

I paid 89p, so exicted.:rotfl: