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"This time next year, Rodney" Hypno's latest instalment
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Well I'm hoping so! I need to remember as much as I can of that interview so I can be as professional as possible!:beer: Debt Free since July 2011 and it feels good! :beer:
Now it's all about finding a deposit for a house!
How do you amass £70k in a year?! :eek:0 -
Sorry Walshy.
All part of lifes rich patternI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Absolutely!
It's making me stronger as we speak! Or that's the vodka...:beer: Debt Free since July 2011 and it feels good! :beer:
Now it's all about finding a deposit for a house!
How do you amass £70k in a year?! :eek:0 -
Well done on the find Hypno.
Sorry to hear that Walshy but as you say it's all experience for next time.0 -
Good find, hypno - and walshy, I'm sorry to hear about the job news. Write down those insights now - you *think* you'll remember them, but you never do (um, *I* never do).
I'm off for a few days, to my mum's - I just know I'm going to come back to a marathon read, but here's hoping everybody is healthy and happy soon ....2023: the year I get to buy a car0 -
Another week is coming to a close - 2 weeks before I go skiing.......just can't wait!
OH has been paid today, thankfully, so it means I can check out the numbers for April - I have still got DS school trip's final instalment to pay, but I am hoping that if we are careful we will all be ok for the month.
We also get the last of the student money this month, which means that £512 won't be coming to me any more after mid-april.......I would really like to be able to manage without a student in the next school year, but it is a lot of money we would be losing out on, and so I will have to work things through very carefully before I make that decision once and for all.
If I could be rid of one of the bigger loans, which are over £400 a month, that would go a long way towards balancing out the lack of student money, so I really do need to focus on doing that......
Hope you all have a good day. 10p from scratchies, and did one dooyoo review done last night - working towards my next payout now.
KC, have a good break with your mum.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
morning hypno
the balancing act is never easy..
we just went through the same thing wth oh going back to work,,
part time v full-time v loss of benefits
we went with part time 26hrs and benefits which make us €50 a week worse off and a little tight ,,,,but means shes here 3days one wk and 3.5 the next.
which helps me ,,
our biggest worry was whether id cope with the kids and the pain..
(just about doing that)
but could i do 5 full days i doubt it as i need recovery time
also it would be be gain €860 a month but lose €650,
the combination don't really add up,,
maybe if i could find good pain relieve then we could improve things,,
in your situaion how meny years have you had a studdent lodger??
1 more year prob wont make that much difference to you
but would £400 a month not make a big hole in the depts....
remember its about cutting out dept not income..WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Oh wise one Shaun
Maybe you should become a counsellor???? How true that it is about clearing the debt. A student would start in Sept and be gone by June 2010? That would be timed perfectly to when you were expecting to be debt free anyway.
Hi to all, have a good Friday! Walshy keep your chin up - you went for a job at an oil company - if it was a certain one in Canary Wharf and was in HR - it fits perfectly time wise to the job my sister left - be thankful you didn't get it from what I heard!
Me xOne small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
We have had a student for the last 5 years - so ever since the children were 8 and 9.........and I want my house back for a while!
DD is doing her GCSEs next year and has been put in the box room in order that the student can have space - but DD has no room to study, and ends up sat on the floor with her books on her bed etc. I would love her to have a bit more space for a desk and a chair etc.
It would be nice to be "just us" for a change though...........Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
kmow that feeling as well
we also have had a lodger for the last 6 yrs (same person)
and never had us space!!WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0
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