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"This time next year, Rodney" Hypno's latest instalment

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy MSE birthday! :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    taka wrote: »
    Happy MSE Birthday Hypno!!

    How much have you paid off in that time??

    I'm not entirely sure, because I wasn't completely honest with myself at the beginning about our level of debt.

    I would guess that it is about £35k though.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Congrats on a MSE birthday :beer:

    You've come so far and inspired so many to become superclean and debt free ironing fiends (well maybe one of those!)
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    I'm not entirely sure, because I wasn't completely honest with myself at the beginning about our level of debt.

    I would guess that it is about £35k though.
    It it not more than that? In the last year you've paid not far off that and I seem to remember you going great guns when I first joined too... :T :T Well done!!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Happy 2nd MSE birthday.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I have tried...........

    Tried what.....to become a debt free, superclean, ironing fiend?

    taka - remember though that the kids cost me a fortune in skiing......and I wasn't employed but self employed for the first year. It certainly "feels" more than £35k but I don't think it is! Who knows!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow not been around for a fews days and a brand new super duper diary springs up and gets to 13 pages!!!! Never read any of your other diaries from the start (didn't have a spare week!) but managed to read this one! I love the way you are focusing on different aspects of your life aswell as the debt free part - I am going to take a leaf out of your book - and try to get a grip next year ( maybe not with the ironing!!!! I even tried to pay DD2 to do it - not very MSE! But even that didn't work out!)
    Anyway - great diary - look forward to reading it x
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've tried the [STRIKE]bribery[/STRIKE] payment for jobs route too, but to no effect, Judi.........my DD obviously has inherited my housework genes.

    Today I feel tired, and very lacking in energy. One of "those" days.......I paid my bonus to my egg loan yesterday and whilst it felt good to be reducing the debt further, others in the office are booking short breaks away and hitting the sales, and it was one of those reminders of what "should" have been.

    So, I think that wading through treacle effect is here today - the combination of the continued debt/lack of money, and the effects of my cold which are now making me tired, have hit, and I hate these days.

    I am not organised for Christmas - it is creeping up rapidly and I don't feel remotely festive right now - I have noticed that not many people have trees and lights up this year and I wonder whether it is just people taking their time or whether the mood of the economy is somehow being reflected?

    Anyway, sorry for the rant - I will feel better later, I'm sure. Best get on and do scratchcards and banking.........

    Hope you are all well x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Morning Hypno,

    Sorry to hear you are feeling tired this morning and that your cold's bugging you a bit.

    Happy 2nd MSE birthday to you for yesterday and I hope you enjoyed your lunch.

    As for being organised for Christmas, for the first time in years I am but doubt that it'll last, so don't be too hard on yourself and I agree about the decorations and trees, it's the same here I've not seen alot of Christmassy things being put up. There is a house on the next street and every year they go overboard with the decorations on the outside of the house and this year....nothing, not even a bauble.

    As for ranting...rant away...it's your diary you're entitled to.

    Hope you have a good day today and feel better soon.

    Tea
    xx
  • Morning

    Hypno - congrats for yesterday, the day after a "birthday" always feels miserable. We can't be cheerful all the time otherwise we wouldn't be human.:grouphug: and :EasterBun

    Well the cards didnt get written - no suprise there. But I did find the bottom of the ironing pile :j

    We are the only house in our row with outdoor lights (not very mse, I know but DS and DH love them) but none of the others have ever seemed to bother.

    :xmastree: Me x
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
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