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"This time next year, Rodney" Hypno's latest instalment
Comments
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I want some snow please send it to me I want to build two of these :snow_laug:snow_laug ...................I'm sulking you have already had lots -it's very selfish .........................grump grump
DTxx0 -
We haven't had any either !!!!!0
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We got lots of snow...again. I'm sick of it now. It still hadn't melted from the last time!0
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Hi Hypno
I have also just had a long overdue eye test and also need glasses however a friend recommended a local discount glasses warehouse and picked up a pair for forty pounds -they're not designer but certainly good value.0 -
hi hypno - just popping in to say congratulations on all your progress- you remain an an inspiration!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
morning hypno morning all
just popped down for a lemsip.....got me wed am in the end,,,,,sniff sniff:mad:
no school today in service day ,,hmm....Friday before a week's holls??:rolleyes:
welshboy good luck for sat will be watching and sending you lots of irish lucky vibes...
oh!! and first dibs on anything to do with babies!!!!!
was going to write more buts its early/late??
no snow here all wk ,,now spring time:rotfl:
feel the sniffle!!!!WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Walshboy - good luck on the TV, I bagsy the dog food, i've just realised I've run out, no wonder my doggy is looking at the biscuit tin!
DT - you can have our snow with pleasure (throws snowball, hehe)
Hypno - specsavers have glasses from £40, Tescos have some really nice ones from £75 and you get points!
Hope P is ok, i doubt this will be the only IFA pulled up this year, thank god i'm out of it now.
Me x
PS has anybody else noticed that you only get double scratch on Sunday now?????????One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Morning all and hi to everyone who posted through the night!
I will be shopping around for glasses - I even used a half price voucher at the opticians for my test, even though my firm paid - MSE through and through :cool:
Friday today - and I have had a really bad night's sleep - I have a meeting today so have to get the train and I am sure I am going to fall asleep and miss my stop! Might have to set my alarm on my phone......just in case
Yes, double scratchcards were nice while they lasted - like many MSE freebies, they don't last for ever. One day they will pull the scratchcards altogether I'm sure.
I hope you all have a good day.
*yawn*:cool:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Morning - sorry you had a bad nights sleep - so did I and so feel stressed this morning which is not good.
Snow here but roads seem to be ok as it hasn;t actually frozen.
Hope you have a good day0 -
Poor sleep is pants isn't it! My student came home from a night out at 2.30.......OH came home from work at 3am......before that I couldn't sleep because I kept thinking about this meeting I have today, despite making all my notes yesterday evening......and then when I did get to sleep, I had a bad dream :mad:
An early night will be in order for me tonight I think!
Nothing more than 10p on the scratchcards today - still, 10p is 10p!
Time for one more coffee before I get the bus........Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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