Debt Free in 2009 support thread

*Mari*

Hi, hope everyone had a great Christmas

Paid £130 off cc today as DS gave me money he owed... and about time too:rotfl:

Mari

stacy

Hey can you take £69.33 off the total its free money and xmas money taken off of my debts, woo!

Katey1980

Hiya, I'd like to join in with this please - I've £5550.57 to pay off and aim to do it by December '09.

Thanks!

Debt_Free_Dreamer

Can I join too please. £8,000 remaining on my car loan which I want to clear by Xmas 2009.

The_Dragon

Welcome to the new debt busters for 2009! Mizmir is away for the Festive Season but she will add you to the total and list when she gets back - in the meantime settle back and enjoy getting rid of your debts!

Speaking of which - my latest payment cleared and so I have a new lower total to pay

betti911

Happy belated Xmas everyone. Just noticed the front page that my amount is TBC. Have got £3844.27 (had over 17k at the start ) left to pay.Have been doing okay moneywise over the Xmas holls but I think this week might be expensive. Will just have to be careful. My next pay cheque is at the end of January!

Buffythedebtslayer

My total debt as of today is 18,431.31

Originally when I started here my total was 25120. I have been a member here since Aug 07 so since then I have paid off £6,688.69 (plus I had to get my teeth fixed so that set things back a bit!) but I think now I have learnt the ropes off DFW and I am prepared to get shot of it....!!!

I am really excited about getting my debts paid off. and I have the feeling I am in good company here!!

xxx

Head-Out-Of-Sand

Helloo!!!

I'm new to this - and I have had enough of being in debt!!!

I have the following stuff to rid myself of;

EVIL EVIL cash til payday moneyshop loan = £600 (desperate times...)

ALMOST AS EVIL Monument card = £3400 (and they've just hiked the rated...the scoundrels!)

RBS Visa = £1200

RBS overdraft = £1700 (they were supposed to shift all my stuff over from natwest account and they never did...I was skint and at uni and ended up with two overdrafts instead of one...just what I wanted)

Natwest overdraft - £2200

Total debt: £8500

WOW how the hell did I end up in so much debt? The result of four years of uni followed by three years in low paid jobs, I suppose. Combined with my own naivety and ignorance about finances...but NO MORE!!

I am aiming to pay a minimum of £350 a month off my debts on top of my normal repayments/interest...I want the evil moneyshop loans gone by March (and I will also be torching my chequebook I think...dangerous!) and after that I'm prioritising the Monument card which I got into without realising how AWFUL it is!!!

SO by this time next year, I want moneyshop & monument out of my life forever and hopefully will have chipped away a considerable amount of the other debts with any extra I can afford.

I've started piggybanking already and have used the budget tool...I'm kinda ashamed of how much unecessary spending I do, I didn't realise I was such a compulsive consumer.

Here's to staying motivated and taking control again...best of luck to everyone!!!
DOWN WITH DEBT!!!

Head-Out-Of-Sand

Head-Out-Of-Sand wrote: »

Helloo!!!
Total debt: £8500

Ha ha, they mystery of how I ended up in debt in the first place is beginning to unfold...I can't count!!!

SO that would in fact be £9100... ouchies!!!

The_Dragon

Head-Out-Of-Sand wrote: »

Ha ha, they mystery of how I ended up in debt in the first place is beginning to unfold...I can't count!!!

SO that would in fact be £9100... ouchies!!!

Ouchies indeed! But at least you are planning on shifting it - best of luck HOOS!