Debt Free in 2009 support thread

The_Dragon

Great news on the debt reductions GGG and Pip'sMum!

Skint_Catt

Thanks The Dragon! Cor, I'll be soo rich when I start saving! (I hope!) :shocked:

Is there any such thing as a Coin-Star machine that DOESN'T take a cut of your coins? I have quite a bit hanging around that I want to convert, but not enough to make up bags of each coin to pay in at the bank.

*Mari*

Thanks for the welcome Dragon

Ok I have added up properly now and made a payment on my card so total is £2761.32 a whole £238.68 less than I originally thought :j

Just goes to show that doing your sums properly can make a big difference!!!

*Mari*

Is there any such thing as a Coin-Star machine that DOESN'T take a cut of your coins? I have quite a bit hanging around that I want to convert, but not enough to make up bags of each coin to pay in at the bank. [/quote

The one they have in Tesco doesn't charge if you use the money in store, so could be ok if you were planning to do your shop there.

gailey_2

Pid off £21 to barclays and got loan payment on 29th as they shut on 28th so Im assuming Lloyds be ok with that.
Going to use any xmas money to payoff debts.
Going to fill in tax return form and fingers crossed for somekind of rebate.
Hoping vespa sells in jan will put it in paper or maybe sell through bike shop as that will pay off huge chunk.
I need to find decent p/t job already dropped daughter down to 1day at nursury and that will be it until april when we get vouchers but looking into preschools with holidays as with private nursury there would be a surplus as vouchers for 38weeks and nursury runs 51weeks get 2weeks hols at half rate!
I sat down crunched few figures last night and its scary I need to make £300 repayments a month to clear out my debts once im clear can then help oh pay his off faster.
Definatly need to look into additional increase incomes as already do surveys and ebay but so much more i can do.

But im determined 2009 going to be good year as want to save in 2010 to possibly buy house in 2011.

Planning 2nd baby in 2010 so want to get finanaces in order and possibly dog if landlord allows.

Ladywolf

I'm with CCCS and have £700 left to pay and will be debt free by July 2009 its being a long hard road but I've made it Good luck to everyone for 2009 :snow_laug

Buffythedebtslayer

I cant work out my budget!

I have done it three times and each time I need more money!!!

he he and I wonder how I got in to debt!!

Happy Christmas everyonexxxxx

mizmir

Hi everyone - think list is up to date now! Thanks for the news of payments - well done everyone - total paid looking healthy given it is still 2008! And welcome to our new joiners - hope we can all encourage each other to reach those 2009 targets. Don't forget to post when you make a payment - whether scheduled or overpayment - with the amount so that I can add it to the group paid total. We collectively have over £430K to pay off by the end of next year which is quite scary - so we need every payment to boost the corresponding "paid" total! (currently over £6.5K so pretty good but a way still to go!!).

The_Dragon

£50 paid off the CC this morning! Hopefully the interest payments will start to diminish soon

skint_spice

I just paid £860 off CCs, and hopefully don't need to buy anything else xmas related.