"Pay Off Your Mortgage in Two Years"

caseya

I felt like using sign language when A-M told me we couldn't get the decorator in.

Sean

willfrnch

caseya wrote:

I have been a hypnotherapist for many years now, but by night as you saw I am a comedy stage hypnotist. Sometimes when doing both they do conflict i.e will people take my daytime stuff serious. I still need to do the comedy shows though as they pay good money.

What sort of training do you need to be a hypnotherapist? this is something I would be interested in doing.

Good luck too you both for the future

willfrnch

caseya

I'm not sure if I am allowed to mention my husband's website address so would suggest that instead you do a search for NLP in Coventry which will bring up Local results. We are based in Eastern Green.

jo_b_2

Dan29 wrote:

Hi Sean

It's being discussed here and here. Some of the people on there are a bit extreme so don't take their comments too seriously

Thanks for the link. Some of the comments on there were interesting - especially the person who reckoned that it wasn't worth paying off your mortgage early because of inflation! :wall:

Now there's somebody who needs this site!

lapat

Nikki wrote:

Blimey, our mortgage is also £132k but our income is only £22-25k a year!! We have 3 kids and manage really well, mainly down to all the info and help I get off this site. Must agree though don't have a hope in hell of paying it off in 2 years!!

nikki
per month
morgate £775
Childcare just under £900 (3 kids(2 in creche 1 looked after school))
coucil tax £112
fuel £150 for the wifes mines free from work company vehicle
food £400(budgeting)
gas & electric £110
water £42
Insurance car and house £70
loan £270 (cc consolidation)
life insurance £30
we save £150 a month(family allowance).and this is for birthdays,emergencies christmas and every other ughly bill that rears its ugly head
and thats it for our cash for the month we just manage to scrape through and i do everything to save monies swap and change morgates every two years.utilities every 12 month and we still only just survive

and we have just had our family credits reduced from £40 a month to £2 a month as the wife got a £800 pay rise which took us over the max threshold

wine wine wine you may think so but were a bl**dy happy family

hornetgirl

Very entertaining programme. We hope to get our mortgage paid by Sept 2008, so hoping the series will provide lots of inspiration. Wouldn't be brave enough to appear on TV though.
Good on you Sean and Anne-Marie, and wishing you lots of luck.

Bullygig

jo_b wrote:

Thanks for the link. Some of the comments on there were interesting - especially the person who reckoned that it wasn't worth paying off your money early because of inflation! :wall:

Now there's somebody who needs this site!

Blimey, thanks for pointing that out, some of the comments on there are scary...........

"There is a very good argument to say DO NOT PAY OFF THE MORTGAGE anyway - (time value of money) In other words with sensible interest rates and regular reviews of deals paying off the mortgage is uneconomic.
If it is assumed that there is an inflation rate of 2.5% for 25 years then the £85,000 would be only around £46,000, add that to the time valued interest payments you are going to be well up on the deal. Do the mathemathics!"

Does anyone have ANY idea what he is going on about?????

tomstickland

Well, if one didn't pay any interest on a mortgage then he'd be correct because each unit of money will be worth less in the future. However, since no mortgage rate is below inflation then the interest payments outweight any inflation effect.

Bullygig

:j éxactamént!!

Maybe he should stick to critical analysis of Big Brother? :T

summerday

Anne Marie and Sean,

I just wanted to say I admire you for having the courage to go on the programme, you seem like a very enterprising couple willing to give anything a try and maximise your talents.

Anne Marie- well done you girl, I also run a slimming group with a well-known company (not yours though) and one of the things I disagreed with the presenter on was that you should leave the company and set up your own group. With weight-loss clubs there are a number of very well established clubs with strong brands and I really can't see that many more would fit in the market. It was all well and good for him to say you could almost double your profits if you went alone, but what's to say customers would prefer the diet plan you come up with etc? And there's a lot of value in an established brand. Are you still with Weightcare?

Best of luck to you both,
Sarah