Get a life

skap7309

andys15 wrote: »

:rotfl:

no i bought in 2008.

oh and i did waste time in here before i bought. so glad i did buy as i would still be talking HPC forever and ever and ever amen

So my guess is you are kicking yourself as you bought too soon and you now know it. Correct?

Cat695

I will have a better life because i've saved for a house instead of taking out a MASSIVE mortgage.....and will buy when house prices are lower......hence giving me a better life to enjoy instead of worrying about how much my mortgage is......

And as i'm in a job thats probably more secure than most on this furom and will be getting a FULL pension at 40 that will cover my mortgage costs with ease...I very much am enjoying my life

andys15

skap7309 wrote: »

So my guess is you are kicking yourself as you bought too soon and you now know it. Correct?

not at all my friend. although when i was renting, my only hassle was making sure the house was tip top for inspection every 3 months, now i have to endure trips to homebase.

andys15

Cat695 wrote: »

I will have a better life because i've saved for a house instead of taking out a MASSIVE mortgage.....and will buy when house prices are lower......hence giving me a better life to enjoy instead of worrying about how much my mortgage is......

And as i'm in a job thats probably more secure than most on this furom and will be getting a FULL pension at 40 that will cover my mortgage costs with ease...I very much am enjoying my life

take it your in the services then

Really2

skap7309 wrote: »

So my guess is you are kicking yourself as you bought too soon and you now know it. Correct?

I brought 2008 30% off, 30% deposit.
Looks like a master stroke now as I am paying my mortgage off at stupid speed.

Why is it bad to buy in 2008?

PS IO Mortgage payment is 60% lower than i could rent the property at.

sympatex

You're on the house prices board. And infact there's nothing depressing here at all, it's full of hope that one day house prices will return to norm 3.5 - 4 x Average salary for the area.

The depressing stuff i guess is for recently bought home owners and FTB's barred from entry due to rediculously high deposit requirements. (The ftb point is actually good, it will bring house prices down quicker).

I'll get my tin foil hat now and sit in (my parents) front garden with a shotgun and some tinned beans.

sympatex

Note to add; Recently bought that have overstretched given potential job insecurity and not done their own research into a realisitc price and fallen fro EA babble.

If you've found a perceived bargain and you're happy and can afford it now. job done.

Poppycat

Hope you have one of these handy

andys15

Annpan wrote: »

Did you get a good deal Andy?

dunno really. i only went for less than 3 x wage, about 2.6 times. the mortgage valuation person said £267000, I paid £237600. worth god knows now, but i am fixed for 3 years, only regret is i almost went tracker, this was jun08

andys15

sympatex wrote: »

You're on the house prices board. And infact there's nothing depressing here at all, it's full of hope that one day house prices will return to norm 3.5 - 4 x Average salary for the area.

.

you are joking, people in here have polls on unemployent figures, i can imagine them gloating if they are right. what seems depressing is there belief that they are entitled to own a house, and are becoming greedy thinking, if they hold out they will skip a few rungs,