HSBC, Criminals

Lokolo

wheelel wrote: »

I'm not sure why lokolo has been thanked for this post?? It comes across as rude in my book, and certainly not very helpful.

Well it was rather helpful as you now know when processing is done, how to write the number 2, and how to spell paid (btw the spelling wasn't meant as a cheap shot or anything, was sincere). :A

Also when you have a thread title such as that, do you really not expect any sort of sarcastic comment back? By all means come and ask for help but make the thread title useful.

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daveboy

dirtydavey wrote: »

I am dylexic

That's a classic.

There is no excuse as there is a spell check button in the top right corner.

HSBC should contact MSE for your IP address for the title of this thread. Totally groundless accusation and I feel sorry for the bank you are with. HSBC will be glad to be rid of you.

Tabatha_Kitten

I really think that you are being very rude to this poster.
He did say that he had other reasons for moving his account.
I can understand why people get confused with the ins & outs of the banking systems. Many things have changed over the years with advances in technology, and also things differ between the different banks/b/socs.
I also am fairly new here, and also hadn't noticed the spell checker - and no, I haven't used it because I cant be bothered to download it !

storminbalder

I sympathise with you (OP).

I had a bit of a panic recently when I didn't get paid on the day I should. Direct debits due next day = Major panic alert. Sure enough my internet account confirmed my worst fears. I had this nightmare vision of hundreds of pounds of bank charges.

I went into my bank branch (Yorkshire) with some borrowed cash to make up the shortfall on the day the diect debits were leaving. They couldn't have been nicer about it however. Was told no need to panic as the banks systems always automatically make a re-check at close of business to see whether the payments can indeed be be made.

Sure enough, they rechecked, payments made, crisis over, and it's like nothing ever happened.

Had to change my underpants though.

Moral of the story. Not all banks are evil. Some can in fact be quite nice! Paerhaps you need to consider changing banks.

moneysavingallday

storminbalder wrote: »

Had to change my underpants though.

For real? You actually defecated in your pants?:eek:

dirtydavey

daveboy wrote: »

That's a classic.

There is no excuse as there is a spell check button in the top right corner.

HSBC should contact MSE for your IP address for the title of this thread. Totally groundless accusation and I feel sorry for the bank you are with. HSBC will be glad to be rid of you.

daveboy! A spell check is a tool that can be used if I want. I dont feel I needed to, as every one understood the post.

Dylexica is a registered disabilty in the UK. If a blind man, where to walk into you in the street, would you tell him "no excuse, you should have a dog". Its not up to you to judge me on my spelling or my use of tools to combate this. The people that I wanted the post to be read by, read it understood it and helped me.

As for the title, you should before having a go at peoples use of words read a dictionary your self, espesianly if you are going to insult people on spelling.

The word criminal has more then one meaning, it does not just mean commiting an iligal act.

Have a look at some of its other meanings:-

4. senseless; foolish: It's criminal to waste so much good food.

5. exorbitant; grossly overpriced: They charge absolutely criminal prices.

I feel both thses apllie to the way HSBC have been to me.

Please remember if some one has bad spelling, it does not mean he is thick!

Dave

dirtydavey

Idiophreak wrote: »

Don't get me wrong, I hate HSBC as much as the next guy...But given that you complained...and they gave the money back, doesn't it seem a little harsh to be calling them criminals?

FWIW, I'd certainly have thought it wasn't the smartest idea to pay it in on the same day. Whether you're supposed to be able to do it or not, these banks will take any chance you give them to smack you with fees, so it's always best to avoid giving them a sniff...

I had not got the money back, at the time of the first post. But I really feel that 100 quid in fees for not ringing them to tell them, I had paid in money is criminal, and criminal in the meaning of harshly over priced.

Dave

dirtydavey

Lokolo wrote: »

I thought this was about HSBC actually being criminals.

I can't really say much but it was pretty stupid to put money in the day the loans go out. They will check the account from midnight - early hours of the morning. They will then send out letters and charges, theres a lot of processing to do during working hours with people using their accounts, so they tend to do it in the early hours.

I don't see how you can expect to put money in at midday on the day of the payback and it expect everything to run smoothly.

A lesson to be learnt I would say.

Put money in before the day of the transaction.

Also - to = 2, and payed = paid.

So that you understand I can see mistakes in my spelling, but I often dont correct them, as my spelling is so bad, would take me twice as long to do every thing, if I where to correct every thing. So if I feel that people will get the point I dont bother. But are you sure your post is correct???
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Obukit

dirtydavey wrote: »

The word criminal has more then one meaning, it does not just mean commiting an iligal act.

Have a look at some of its other meanings:-

4. senseless; foolish: It's criminal to waste so much good food.

5. exorbitant; grossly overpriced: They charge absolutely criminal prices.

I feel both thses apllie to the way HSBC have been to me.

Please remember if some one has bad spelling, it does not mean he is thick!

Dave

Yep, but you didn't say HSBC were criminal, you said they were criminals. That's a very important difference.

Lokolo

And at what point did I relate your thickness to your spelling? I said you were being thick for not thinking properly and leaving things until the last minute, not because you had bad spelling.

If you start calling banks criminals you're going to get sarcastic comments back, simple as.

If you want some proper help don't have a thread title such as the one you have got, HSBC being criminals, as it has nothing to do with the problem in hand.