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  • Hey DTDT

    So sorry to hear your news. I'm sending you lots of positive vibes and hoping you get something soon xxx
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • justruth
    justruth Posts: 770 Forumite
    DTDT are you a graduate? If not then perhaps this is the perfect opportunity for you to retrain in some area? At least as a student we get regular cash and with inflation so low at the moment the interest on the student loan is negligable. Just a thought
    Debt £5600 all 0%
  • determinedtodothis
    determinedtodothis Posts: 593 Forumite
    edited 27 August 2009 at 3:12PM
    Hey everyone,

    Well I've got 2 jobs now and i'm keeping my head above water - JUST! I take my hat off to all waitresses i didn't realise how much hard work it is

    Got £1k written off a loan for another miss-sold PPI :D, and ive managed to pay £251 off my debts again this month but i've told my creditors the situ and said i will try my best to pay a bit more than the base rate but it might only be a £1 they seem ok with that i think they are just ok to be getting anything at the moment. I got my pay and i'm ok for my bills until 25 April so i have breathing space everything i'm earning will pay aprils bills.

    NSD Target for MARCH: 20 - I need to do this no choice!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Fifigrace
    Fifigrace Posts: 2,746 Forumite
    So glad you are back and OK DTDT - I've followed your story from your first post. I know you'll be absolutely fine and you'll be debt free sooner than you think.
  • Fifigrace wrote: »
    So glad you are back and OK DTDT - I've followed your story from your first post. I know you'll be absolutely fine and you'll be debt free sooner than you think.

    Thank you i'm glad you have faith! i'm feeling a bit wobbly at the moment I think once i know what my weekly wage will be from this temp job I will be happier because I will have some idea of what I can pay off.

    I worked my behind off this weekend in the rest. so i have £40 in the piggy bank and should have £110 on its way in wages which is great. i'm also going to check on the status of some of my claims as I thought i'd have a good at the charges for failed DD on my mortgage - after all thats a bank charge right?

    Any who the NSD are going fantastically I need to update my Sig 17 NSD this month :T
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done! 17 is miraculous.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi DTDT!!! Well done you on the NSD's!! I know you said they were kinda enforced due to your current situation - but even still, big applause for doing it!!

    :T :T :T :T :T :T :T :T
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • hello lovelies!

    Just a quick one, I've paid off my mortgage arrears HURAH!
    but I miscalculated my Cahoot Balance BOO!

    So basically I'm right where i was yesterday! (although the joy of bring my mortgage up todate can by no means be over shadowed!)

    I'm aiming for 20 NSD again this month as it looks like i'm working most Friday and Saturday nights through the month and where i work now there's no where to spend so its all good!

    So Justruth is winning however i get paid tonight and i'm doing another shift tomorrow and then the race is back on...I'm on your heels justruth!!!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • determinedtodothis
    determinedtodothis Posts: 593 Forumite
    edited 27 August 2009 at 3:13PM
    Well hello!

    I have had a productive weekend and planted all my fruit and veg! will have to see how the little beauties get on. I also worked worked worked my behind off and have £100 in tips to show for it and about £100 in wages YEEHA! so thats going in the pot. and i've paid another £51.00 off the debts and when the tips get put in the bank thats going on there too!

    I've won another £600 in charges back from abbey so i have booked my car in for a much needed service so it is all ready to go for our sun holiday in june/july and what ever is left of that..yes you got it will go on the debts!

    So far i've had 1 NSD so need to sort it out!

    £87.00 behind Justruth!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • justruth
    justruth Posts: 770 Forumite
    Hey DTDT,

    How are you progressing? I had a bad DFW month in May, but now I am re-focused, re-charged and ready to kick your !!!! Lol

    J
    Debt £5600 all 0%
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