Hello! Newbie!

determinedtodothis

Hi Everyone :hello:

I just wanted to say i think you are all fab and have inspired me!

i have been a lurker since August and i'm going public!

Bit about myself, i'm 29 and i have a small 2 bedroom house that i'm very proud of as i bought it young before the prices went up and i worked several jobs to buy it and have managed to hold on to it thru many ups and downs over the last few years. I came out of a very destructive 4 year relationship about June and finally sat down and looked at my finances and realised after 4 years of the Ex sponging off me as he was extremely work-shy and the fact i'm an emotional spender and unfortunatley he was an emotional bully i was in a lot of debt, but, in August i found you lovely people and started to use idea's i read about on here.

I hadn't really tracked my progress until i wrote it all down this week and i was thrilled i think i had started to feel a bit dispondent! I wanted to have my own diary as writing down how well i'd done in 3 months gave me such a positive push I want to keep it up so when i'm feeling like slipping i can see how well i've done and hopefully that will keep me going!

So hello everyone :T

AMBERSHADOW

Well done you for being so brave...
Here you will find plenty of help so never dispair

Numpty_Monkey

:hello: Hello

you've done a pretty good job already getting the debts down already
well done:T

if you start to slip you can always get a hand up or a kick up the butt from the great people on here:o

determinedtodothis

Thank you Numpty Monkey and Ambershadow!

Its all down to you guys really i am amazed at how clever with money you have all become

...just had some great news, my mortgage went down this month so i over paid even more off my debt!

This is the first time in a long time i feel in control and on top of things

SecretSquirrel88

Hello and welcome! As said above you look like you are already doing great! keep up the great work x

hypno06

you've made a great start, and obviously are not afraid of hard work to get where you need to be.

Welcome aboard!

determinedtodothis

Thank you every one!

Just signed up to £20k by Xmas 2009 - if i do it i might end up with enough extra for a ski Trip the following year :-)

and NDS gone for 10 days as I have a few xmas lunches/dinners out with work all paid for YEEHA! and mums doing xmas dinner so i've covered 5 days already because i wont need to buy lunch or Dinner :-)

mickey_mouse

you have made a great start and great news about your mortgage going down. good luck

dancingfairy

Wow 20k by next christmas. Blimey. In fact I misread it and thought it was this christmas-lol. Now that would be amazing.
Best of Luck with it - mind you it doesn't sound like you need any.
df

determinedtodothis

its all thanks to you guys really i've tried the odd tip i've found on here, payment a day, NSD, Ebay, Clicks and it really works! if you had said to me 3 months ago i would have paid this much off i would have thought you were living in a dream world.

it has totally made me re-think the way i look at money it helps now im just supporting myself of course but i don't let money slip through my fingers anymore - i make every penny count :-)

Miss_Piggy_2

Already said Hi on on the Small DFW Things Thread but just wanted to say think its great you have such a fantastic attitude. Good luck to you, and keep coming on to the Small Things thread where we'll keep you on the straight and narrow (and give you a laugh into the bargain!!!)

Miss P
xx