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Hello! Newbie!
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Hiya!
Thanks Miss Piggy! i will do - i like adding up what the NSD has saved me makes it seem like i've achieved a lot more!TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0 -
14:59 in the DFW house and determinedtodothis has just called E.on to be put on economy 10 to save money.......only to be told the "night rate" doesn't start til midnight and would cost her more!!!! is she the only one that doesn't get how 1AM - 6AM can be classed as "night" for the "night rate"???
still hasn't spent anything today :jTOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0 -
Well done for posting your doing really well already continue the way you have been and you will reach you xmas 2009 goal0
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that does sound rubbish-have you looked at switching to another co. to see if you would save?
dfMaking my money go further with MSE :j
How much can I save in 2012 challenge
75/1200 :eek:0 -
Thanks newmum! i am very determind and strangley excited which i never thought i'd say about paying bills! *LOL*
Dancingfairy i just had a quick butchers and it said british gas but i've heard some bad things about them so i'm not sure whether to go for it or not..i only need electricityTOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0 -
Hey and welcome, wow you have done so well so far
If you keep going like this it will be gone before you know it
Debt Then 06.07 - £11,000 - Debt Now £0.00
DFD Aug 20110 -
Thanks Damita - i realy hope so i've had also's over the last year including loosing my job just after starting so no redundancy! so i'm desperately hoping 2009 is my year :-)TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0
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Right well day 3!
I didn't do much money saving yesterday as i went xmas shopping but i have all but 2 presents now so i'm pleased.
Today i paid off another £319.25 of my debts this morning so i am feeling good:T
i have a job interview for a perm job next week which i'm very excited about - it would be so nice to have the security finally after a year and i can manage my money much better because its guarenteed every week and its less hours for the same money which would be sooo nice at the moment i'm doing silly hours to make up for the loss in salary.
I'm going to see a friend this weekend so it wont be very money saving this weekend but I haven't seen her since July! i bought her some bargins in Asda for a xmas present, 3 nail varnishes at a £1 each, 4 diamonte hair clips at £1 and 2 Tickled Pink lip glosses at a £1 and 80p goes to breast cancer charity :A and i made the gift bag so little pressie for £5 and i did my bit for Charity Mate!
Anyways i better get back to work have a good day everyoneTOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07£9,262.93 Paid off (Since LBM)Debt Free Date [strike]2021[/strike] 2015Savings £100 Dec NSD 11/20, Sealed pot challenger 1043:xmassign:0 -
Welcome, determined ~ you've got off to a great start :T
Well done for posting, and you're in the right place for some great advice and support.
Numpty Monkey ~ you made me snort coffee out off my nose with this "........you can always get a hand up or a kick up the butt from the great people on here." :rotfl:Total debt as at 22/01/09 ~ £3076.26Paid so far ~ £416.96 / 3076.26
Debt Free in 2009 NO. 72. £1305.00/£5000 by Xmas 2009 NO. 29 :rudolf:Sealed Pot Challenge 2009 NO. 310£2 Saver NO. 12 ~ £62 :heartsmil Boots Advantage Points ~ 2606 Garden Fund 10.00
PAD 1st day 19/11/08 [strike]£6.44[/strike] 389.58 :hello: Lose 50 in '09 ~ start 2/03/09. 2/50lb.
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Welcome to MSE - you're doing brilliantly. Love your "low cost - high value" present - and with a donation to charity built in too - that is lovely. Will be cheering you on from here on in!0
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