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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • mel19632
    mel19632 Posts: 647 Forumite
    Good luck Gemmzie! Won £5 on the daily scratchcard yesterday, but thats the extent of my good news!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • £49.00 towards mortgage overpayments taken out of my account today, I have started to build up my £2.00 coins again so will deposit into the bank this week.
    Mortgage £25,789.17/£24,918.14/£22,921.47
    Pay off £20k by Xmas 2010 - £16,360.00
  • betty_blue
    betty_blue Posts: 20 Forumite
    Just paid £1200 off CCards :T would have been £200 more if my student DD hadn't messed up her finances this month :eek: she will pay me back!
    Pay off £15000 by Xmas 09 - £3200/£12213
    March Grocery Challenge £213.23/£300
    AFM 5/15 March NSD 3/10
  • Hi all,

    When calculating my debt and totals, I never included my overdraft figure as I dipped in and out of it without really thinking. I have today agreed with my bank to reduce the overdraft on a monthly basis down to zero, so have decided to now include this in my figures. Every little helps!
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Another £97.41 off my CC todays that takes me under £52K I am looking forward to when it starts with a 4.

    DTxx
  • Earthstrong
    Earthstrong Posts: 129 Forumite
    Hi richestorags, I did exactly the same thing with my overdraft started with £1200 overdraft and reduced it by £100 a month, now its gone. Hopefully you'll get rid of yours in no time. Good luck!.
    Mortgage £25,789.17/£24,918.14/£22,921.47
    Pay off £20k by Xmas 2010 - £16,360.00
  • novagirl
    novagirl Posts: 1,578 Forumite
    Part of the Furniture
    Paid off £100 today :D
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £12.53 for me today.
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    That's funny, I had already decided that i was going to do that overdraft trick myself. I've been hoping that it will sort itself out without me trying, but it doesn't appear to be! LOL. So I'm going to try for £100 a month too. Won't include it in my total until it's all gone, as I may well dip into it again and it would be depressing to have to take money off my 'paid' total.

    I've also got a flexiloan with my bank which is being paid off automatically each month and I hadn;t been including it, but I think I will now as I haven't used it for about six months, so I don't think I'm going to need it. Off to update sig!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Another £655 paid off my A+L card today.
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