*mbs1's* Diary..Updated SOA attached

mbs1

Just back from my xmas do and i managed to spend absolutely nothing!!!

I drove from work there, which is on the way home anyway, picked up a colleague who paid for drink 1, and my boss paid for the other drink..

Had some free food, then came home.

Job done!

mbs1

Morning all.

Another marvellous w/end at work.

Hoping for a NSD today aswell.

mbs1

Nearly a NSD yesterday, spent £2.27 on milk again!

Ah well, another Sunday at work today.

It is rather warm aswell.

At least its the shortest day today so things can only get better.

On a side note, i was sooooo close to forgetting my DMP, due to me thinking i could carry on paying the bills, even rang up a couple of my creditors to ask for reduced payments for 3 months to help. But then me and OH realised that to do this we would have a surplus of £10, which just isnt enough, for when DS gets here just in case anything should happen.

So its onwards to the DMP just waiting to here from the CCCS now

Have a nice day all

mbs1

First nasty phonecall!!!

It was my bank telling me to pay up the 1 month arrears.

I said i was going on a DMP with CCCS, the said, why not go for a managed loan instead...........












So i told them where to go!

Jokers!

mbs1

Nearly a NSD, had to pay £2.16 to send some letters for reclaiming my charges back and ppi on my OH's CC.

Another phone call from my bank, this time it was at work!

Ill give them till after xmas to see how much they ring, then if they carry on ill just wrrite to them politely asking not to phone me EVER!

mbs1

Another phone call at work today!

Asked them to not ring work again. if they continue to ring, i will be sending them a letter.

Hoping for a NSD today.

mbs1

Just a quick hello from me...

More phone calls from my bank and now AA too.

Merry Christmas to you all.

Have a good 'un.....!

yellowmonkey

Merry Xmas :xmastree:

mbs1

Hello all.

The phonecalls have started to come thick and fast now.

Starting at 8am! I think the harrassment letters need to be sent.....

On another note, only 10 days till DS is born, getting very excited, anxious nervous now......

Hope you all had a nice xmas.

I just wish this DMP would be set up soon.

mbs1

Morning all.

Just a "Happy New Year" from me.

Lets make 2009 a good one.

More phonecalls from HSBC... A&L have understood as have AA.

Just HSBC being T**ts.

One a good note, As ive not paid any loans/Cards for 1 month, Jan will be the second month. i have enough cash to pay off 1 of the creditors in full. and another 1 nearly full.

Is this a good idea to do so soon or should i wait until the DMP has started for a few months?

Anyone?