Desperate, and Banks keep saying no

mariannemarlow

wendyl1967 wrote:

I own £832 in premium bonds. I have owned the £32 for about 25 years and never won a thing on those numbers. The other £800 I have owned about 3 years. I have won £50 three times to I am pleased with that. Maybe I have just been lucky?

I would be very pleased to win anything

jobbingmusician

mariannemarlow wrote:

I thought you waited a month before they netered a draw, regardless of the date you bought them. hmm. confused.

I have £250 worth already that I bought when I got a bonus 4 years ago, so I can buy in £10's

Thanks for the advice though

You DO wait a month. But it's a PB month, and the PB month always starts on the 1st of a month. So buy PB on 2nd Jan and you'll have almost 2 months to wait before your bonds go into the draw :mad: Always buy your PB at the end of the month! :j

mariannemarlow

oh i see

thanks very much for that

i have added a signature now

scaarrrryyy

jobbingmusician wrote:

You DO wait a month. But it's a PB month, and the PB month always starts on the 1st of a month. So buy PB on 2nd Jan and you'll have almost 2 months to wait before your bonds go into the draw :mad: Always buy your PB at the end of the month! :j

wintye

I think my debt is about the same - will have to cheak it and enter it in, would be an incentive to keep coming back and updating it.

Good luck

mariannemarlow

wintye wrote:

I think my debt is about the same - will have to cheak it and enter it in, would be an incentive to keep coming back and updating it.

Good luck

cool. look forward to reading it

mariannemarlow

I have been Ebaying all evening. Hopefully this will raise some funds and clear some clutter

M

glitter58

can I tell you something" I have had £120 in Irish prize bonds since 1976 and have never won a bean!! DITCH THEM.

mariannemarlow

glitter58 wrote:

can I tell you something" I have had £120 in Irish prize bonds since 1976 and have never won a bean!! DITCH THEM.

wow. thats a long time isn't it.

maybe i should use the cash to do something useful like pay of a debt!!



oh btw, why have't you ditched them??

mariannemarlow

second thoughts it looks like i might need some dentistry done and i might need to use it for that anyway

the thought of going to the dentist freaks me out!

mariannemarlow

Well I spoke to a lovely lady from the CCCS today and we went through all my outgoings and salary and stuff and I have agreed a DMP starting on 1st March. It should take 7 years (didn't take me that long to get this far in debt, scary!)

Anyway, I am going to save all I can and see about making extra payments to make it a lot sooner!

I certainly look forward to the debt going down dramatically and now hope that the creditors will at least freeze some of the interest!

I feel as if a weight has been lifted

M