We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Next Directory

124

Comments

  • moneysavingallday
    moneysavingallday Posts: 615 Forumite
    Innocent I think I saw that JD Williams uses Experian and Littlewoods uses Equifax. I could be wrong though mate
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    sutton111 wrote: »
    Were you pleased with the winner of BB. I wasn't.

    I quite liked Rachel ... :whistle:
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    At least Kat never one.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    moneysavingallday wrote: »
    Innocent I think I saw that JD Williams uses Experian and Littlewoods uses Equifax. I could be wrong though mate

    Ok will stear clear of JD then think that I should try littlewoods.....

    Thanks moneysavingallday
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    litlewoods/additions are cheaper and better.
    Choice and Marshal ward are more expensive.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Tori_Bellatrix wrote: »
    Well, it was Big Brother time so I migrated to Digital Spy, lol ... and then got hooked on Facebook .. :p

    we're all still hooked on here...:beer:
  • moneysavingallday
    moneysavingallday Posts: 615 Forumite
    i've got too many searches on Equifax (BT have felt the need to do 4 searches on me) so I'll need a catalogue that searches Experian.
  • ladypinkof66
    ladypinkof66 Posts: 772 Forumite
    Innocent_Guy wrote: »
    Can I apply in store? I need a store card / catalouge to build up my rating does anyone know any lenders that are slighly easier to get accepted with?

    I applied and was accepted for Next when I had a terrible credit rating - i had a ccj that was satisfied and also a default that was paid, they accepted me no problem and my limit has now been raised to £3500. Not that I owe any where near that much I also too had JD Williams, Studio Cards, Littlewoods and Additions Direct, I even got a mobile phone contract needless to say I am spot on with payments now and must say that I still dont understand how I was accepted at that time. So I would personally say try Next you never know your luck.
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010
    2. Planning to clear my credit card debt.
    3. lose weight.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    moneysavingallday wrote: »
    i've got too many searches on Equifax (BT have felt the need to do 4 searches on me) so I'll need a catalogue that searches Experian.

    We are complete opposites LOL. So if you find that when you apply they search your equifax let me know and vice versa........:j
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    ladypinkof66 wrote: »
    I applied and was accepted for Next when I had a terrible credit rating - i had a ccj that was satisfied and also a default that was paid, they accepted me no problem and my limit has now been raised to £3500. Not that I owe any where near that much I also too had JD Williams, Studio Cards, Littlewoods and Additions Direct, I even got a mobile phone contract needless to say I am spot on with payments now and must say that I still dont understand how I was accepted at that time. So I would personally say try Next you never know your luck.

    I think that ill call littlewoods and confirm will post back
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture