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Next Directory

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is it possible to get a Next Directory without being credit searched? If not, which CRA do they use and how strict are they?
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  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Options
    Hi,

    Next Directory will search your credit file and I think they use Equifax
  • [Deleted User]
    Options
    Indeed, it is Equifax, and when you request a book they open you a credit account with (in my experience of looking through people's credit files) a £250 limit.

    Only way to get a book without getting searched is to go and nick the one in the store that's stuck to the "get a directory" podium.
  • moneysavingallday
    Options

    Only way to get a book without getting searched is to go and nick the one in the store that's stuck to the "get a directory" podium.


    Thanks. That is what I'll do tomorrow (joke);)
  • amandajp_2
    Options
    Alternatively, if you just want a directory if you order from Next online (using an existing credit card) they send you a complimentary copy of the directory. Of course you will have to pay £3.95 postage as opposed to the £3.50 charge for the regular directory, but you won't be credit checked that way.

    Amanda
  • moneysavingallday
    Options
    For some strange reason NExt are not upfront about the fact that by requesting a catalogue you are also agreeing to open a credit account.

    I also read Next are owned by Littlewoods?
  • Innocent_Guy
    Options
    Is it deffo Equifax? Do not need anymore searches to my experian....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    Options
    I also read Next are owned by Littlewoods?[/quote]

    Two different companies .
  • Innocent_Guy
    Options
    Is it deffo Equifax? Do not need anymore searches to my experian....

    It states on their website they will search CRA's none in specific
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • londonuk2008
    Options
    yeah Equifax - they somtimes do 'soft' searches on mine and also my OH applied few weeks ago - havent said that she still hasnt heard anything!
  • Innocent_Guy
    Options
    yeah Equifax - they somtimes do 'soft' searches on mine and also my OH applied few weeks ago - havent said that she still hasnt heard anything!
    Thanks....Did your OH get searched??
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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