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Just the three of us - new beginnings!
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Fab news on the house!! Well done hun!!Busy but fun day ahead today. I am looking after my nephew today, he is almost 2 so should be fun. We are off down the river to the feed the ducks and then I am taking him and DD to the park
You are a brave lady!
LBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Evening. Had a lovely day with my nephew yesterday. He was as good as gold and I even for one small minute felt broody. Soon took that feeling and shoved it somewhere dark to never return lol.
Been busy today filling out forms and visiting solicitors etc. I had the lady who is buying my house round with her sister today as well and everything still on track with the sale and when I got to my house the "SOLD" sign was up which made me strangely happy.
Had a lovely letter posted through my door when I walked in from one of my neighbours. I have been staying at my parents whilst they are on hols and they were worried I had left already. Sweet later saying how they will miss me and wishing me a happy future so I popped round for a coffee and a natter.
Have found myself thinking about life being debt free this last week. I am definately a MSE convert as rather than thinking about all the lovely things i can buy I have been getting excited about opening my first ISA and looking where I can do that with the best cashback off :rotfl:
Managed to get a mystery shop done today as well so will be another £10 in the pot :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
It sounds like you are well and truly on track on the mse front! Look at you!!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I know what on earth has happened to me lolProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
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Blimey its been ages since I have written in here tut tut I think I am conscious that there isn't much debt busting happening here as such.
House sale is all going through still sent about 100 forms and certificates off to my solicitors today so just a waiting game again.
Going to see my new house tomorrow with my parents. Can't wait to show them as I know they will love it. Going to measure up as well so I can start collecting curtains etc ready for when I move in.
Work is crazy. Last week in my old job next week so I am trying my hardest to get everything as up to date as I can before I go.
New job is already taking up a lot of my time and I haven't even started. I have a huge project to complete by the end of August so its going to be pretty full on and stressful. On a MSE positive note though I have unlimited overtime so that will be nice.
Tomorrow is payday so will be able to update my sig in the next few days. Then next months payday will be my first one at my new salary so will have some spare money to throw at the debts.
I am hoping the house to be sorted by the end of July but if not it should be by August so hopefully I will be starting September debt free and then I need to plough all my energy into saving.
Had a rough week with my ex which resulted in a massive row. Ridiculous really as we never rowed when we were together. Anyway we came to agreement to draw a line and start a fresh and not talk to other like !!!! anymore and just crack on with the house sale as ultimately that is what we both want.
It upsets me that our relationship has been reduced to this as this time last year he was my best friend. I hope that once everything is sorted and I am out of the village we maybe to build some bridges and at least be friends.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi doodledoo - sorry you had a row with ex - unfortunately not something you can do that much about....
Hope house chain goes thro okay and the work project goes wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Evening one and all.
Went to visit my house again today with my parents and I love it even more. Just can't wait for it be actually mine.
Mum and dad were really pleased with it too. Dad for some reason went round measuring all the rooms and windows
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Just came to let you know I'm not talking to you
Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I'm talking to you doodledo......I'm not jealous of anyone being excited over moving house....noooooo, of course not :rotfl:
Everything sounds like it is going really well :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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