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Just the three of us - new beginnings!

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  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Thanks for your message but I read that in a "mother telling you off" tone :rotfl:

    Yeah I hadn't updated my paper hat challenge figures for a while, worked them out tonight and was pleasantly surprised how much it was :D

    15 NSDs is based on me working from home 2 days a week in December, and then added a couple on for the Xmas period as I know my mother will be feeding me up :T

    Eating has improved. It's not 100% but I am managing to eat three times a day. To be honest I struggle most in the evenings as now it's just me it doesn't seem worth just cooking for one.:o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doodledo wrote: »
    Thanks for your message but I read that in a "mother telling you off" tone :rotfl:

    Yeah I hadn't updated my paper hat challenge figures for a while, worked them out tonight and was pleasantly surprised how much it was :D

    15 NSDs is based on me working from home 2 days a week in December, and then added a couple on for the Xmas period as I know my mother will be feeding me up :T

    Eating has improved. It's not 100% but I am managing to eat three times a day. To be honest I struggle most in the evenings as now it's just me it doesn't seem worth just cooking for one.:o
    I posted it and thought oops that sounds too like a mum so completely edited - but you caught me!:eek:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    That's ok I don't mind :D

    Sometimes I need people to speak sternly to me or I go off on my own little tangent lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Woo Doodledoo, just seen your Paper Hat signature. well done you, that is looking great!!!!:beer:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Thanks CMD :D

    It may slow down from now though with not so much cash coming in but I'm going to try my hardest still as just want a lovely debt free future for me and my little girl :o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Well good for you. It is looking very healthy now and I have no doubt you will reach your goal.

    Are you having a nice night? I am watching The X Factor. Can't believe Ruth was voted out :(
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo wrote: »
    Awwww my poor parents lol.

    They are 63 and 65 and both very capable. In fact mums decorating today and dad is clearing the gutters lol.

    For an awful moment I thought you were going to say about bumping them off :rotfl:

    Thanks for the suggestion though :D


    You're keeping your sense of humour and that's SO important. I am also in awe of you and well done for doing it so early on. It's very easy to turn a blind eye to the money side and feel sorry for yourself (speaking from experience here:o ) Without sounding condenscending... I SALUTE YOU!!!
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well good for you. It is looking very healthy now and I have no doubt you will reach your goal.

    Are you having a nice night? I am watching The X Factor. Can't believe Ruth was voted out :(

    Sorry I missed this last night I went to bed not long after you posted.

    Yeah I did watch X Factor. Never used to watch it but have got into it this year. I don't think she deserved to go as she had a fab voice but then I quite like JLS too. Although the last couple of weeks they seem to have been a bit boring.

    Britney blatantly mimed as well shouldn't be allowed :mad: . Mariah Carey is always said to be such a diva yet she did far more when she was on X Factor and sang live :mad: Rant over :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    LittleEmms wrote: »
    You're keeping your sense of humour and that's SO important. I am also in awe of you and well done for doing it so early on. It's very easy to turn a blind eye to the money side and feel sorry for yourself (speaking from experience here:o ) Without sounding condenscending... I SALUTE YOU!!!


    Awww thanks :o you made me blush.

    I could easily stick my head in the sand and pretend it's not happening, it is so tempting but I am determined not to go down that track.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well what a depressing day it is here. Its wet and cold and dark.

    Day started off well though my little girl decided to stay in bed til 9am :eek: and so did the puppy so a lovely lay in was had by all.

    Haven't done much so far today though. Been mooching on here and rating some dooyoo reviews.

    Ex is on his way over to spend some time with my little girl. We might be taking her to the local garden centre to see the Xmas display. Don't intend to do much else.

    Must write some more dooyoo reviews today as only managed a measly one last night.

    Will do some more STP as well today and get my next fiver :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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