Still Scared

hectorcarol

Hiya

Just got the new Bank A/C number.

Cancelled all my/everything Direct Debits.

Really frightened now.............nothing can be set up until
the morning.
Then I have got the appt with CCCS

Hubbie still great but I deal with all this stuff & i got us into
this brown stuff.

They are phoning me at 10am
Bloody bloody scared stiff still.

Just after a bit of support

Many Thanx anyway
XXX

judi24

Thinking about you! stay strong - it will be hard I'm sure - but you will find support here when you need it

hectorcarol

Christ.........
Thank you, Thank you so much for replying.
I try to stay strong but u have to let go sometimes.

Although I have told hubbie, he treats it just having a cold or
he can't have a roast dinner at work.
OMG.................if I ask him to phone anyone he hates it.
Sorry

insider66

Hiya HC

I'm sorry I don't know much about your situation, you must have posted something before.

Is it the chat tomorrow with the CCCS that's bothering you?

Don't worry about it please, it will be fine.... and if it isn't - come back here for some more help, nobody will let you go through it alone

judi24

You do have to let go sometimes (you should have seen me yesterday!!! was having a bad day! - and everyone knew it! ) But you are doing the right thing and talking with CCCS tomorrow will shed a cpompletely different light on things I'm sure! They are also not there to judge - just to try to help! and posting on here will give you support too - I don't post very often but reading everyone else's posts helps alot!

Your hubby doesn't sound like he is at the same palce as you with this - that will be hard! maybe after you talk to CCCS and have a plan It will be easier to explian to him! Also you say you have let this happen??? Did he not contribute to or get any benefit from the spending that got you into debt?

hectorcarol

How can it be fine.............

I am too scared to buy a loaf of bread/marg let alone fillings
after 21/11.

Hopefully they will tell me what to do.

If they don't......... i don't know what to do

Don't want to sound like a drama queen but got serious probs

XXX

insider66

Found your other posts.

Looking at your SOA, it seems you can afford to pay something towards the debts and still live, is that how you feel?

If you do,then you should stop worrying right about NOW, it will work out ok.

Numpty_Monkey

:grouphug:one of them dodgy smilies needed

CCCS are brilliant ,
you will be talking to real humans, who will help you:eek::D
they are on your side:T
not asking what you will pay, but finding out what you can pay

I had a wobble when my review came up :eek:
got that bit out of the way:T
and spent 15 mins talking about life in general:T


Don't worry hun go to bed tonight, sleep well
tomorrow is the start of your new life :A

hectorcarol

Yeah...........u r right. He has gained from this debt.
I have told him how bad it is.
But, I allowed it to get this bad by not saying "No" & yes he has shared
it with me but I am the one that told him that we could afford it.

I am still scared though.
Bloody frightened of the phone call at 10am
XXX

insider66

hectorcarol wrote: »

How can it be fine.............

I am too scared to buy a loaf of bread/marg let alone fillings
after 21/11.

Hopefully they will tell me what to do.

If they don't......... i don't know what to do

Don't want to sound like a drama queen but got serious probs

XXX

I know it looks or maybe feels serious, but there are also solutions.

I think you will be posting here tomorrow feeling loads better

hectorcarol

Hi Insider66

At the moment, I can't see the way through.
Please give me a hope, I can't see a way to live with paying the debts.
We are living on about £35 weekly for everything.
The rest is on cards which I shredded at work this week.
So we are struggling seriously now with a 12 yr daughter as well.
I go without food so that they can eat, I live on sandwiches etc.

Can you see why I am scared
XXX