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Natwest and overdraft saga!

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  • Kavanne
    Kavanne Posts: 5,093 Forumite
    minxtress wrote: »
    So why would they send me a cheque book aswell? And my paperwork all says Current account plus.
    Yes it is a current account, there's no dispute there.

    It's only your card that is different.
    From: http://uk.moneto.eu/financing/debit-cards/terms-conditions/payment-systems/
    In most cases, you will not notice the difference between these payment systems. However, by using online authorisation, Solo and Visa Electron do not support 'full' debit card services. The main service that is not available on Solo and Visa Electron cards is Cheque Guarantee. The cheque guarantee service provides retailers with extra protection if you make a purchase using a personal cheque. In the event that you do not have the required current account balance to cover the cheque amount, the bank guarantees to the retailer that they will honour the payment. Only Maestro cards and Visa Debit cards will offer the cheque guarantee service.
    And, although Solo is very widely accepted these days, there are a few places that will not. The main one being train stations. Solo is also available to under 18s as well as adults but maestro is (widely) not.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • Well im back onto dear John to add that to my complaint!!! Whats the point of that then? They are useless if you ask me!
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Indeed I was just going to suggest adding to your complaint. Say you are definitely switching as I believe NW do offer facility matching services...
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

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