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Can I clear a debt a month??

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  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are doing well Emily but please go easy on Aqa.Your target seems really high.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ehallett
    ehallett Posts: 1,960 Forumite
    beanielou wrote: »
    You are doing well Emily but please go easy on Aqa.Your target seems really high.

    Thank Beanielou - I've worked out a managable workload with the AQA account so I think I should be ok.

    xx
  • racer256
    racer256 Posts: 580 Forumite
    Well Done! Making goals is an excellent idea to keep you motivated. Thats how I paid my credit card off. Thats how I will pay off my HBOS Loan. You don't have to make them all but it gets you further than you would without them.

    Best of Luck
    x
    I am full of joy, abundance, wealth and love.
    I am a money magnet. Money comes easily and frequently.
    Canada excursion fund £1243/2500
    £10000 from £100 challenge £0/£10,000
  • racer256
    racer256 Posts: 580 Forumite
    Ps what is a AQA account?
    I am full of joy, abundance, wealth and love.
    I am a money magnet. Money comes easily and frequently.
    Canada excursion fund £1243/2500
    £10000 from £100 challenge £0/£10,000
  • ehallett
    ehallett Posts: 1,960 Forumite
    racer256 wrote: »
    Ps what is a AQA account?

    AQA is Any Questions Answered - http://www.63336.com
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Wow Emily! You're really going full guns blazing! :) Good luck this month - I do hope you reach your targets - high standards you set yourself:)

    How far has your sis got to go btw?

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're so organised and determined, keep it up!! :)
    Nicola x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ehallett
    ehallett Posts: 1,960 Forumite
    Sea78 wrote: »
    Wow Emily! You're really going full guns blazing! :) Good luck this month - I do hope you reach your targets - high standards you set yourself:)

    How far has your sis got to go btw?

    Sea xxxx

    Thank you :o

    She is due 12 weeks this coming Sunday :j
  • ehallett
    ehallett Posts: 1,960 Forumite
    Was supposed to have my £75 mystery shop today but the people doing it were running 2 hours late so have had to reschedule for Tuesday.

    It was a good thing too actually as I had a mystery shop which took nearly 2 hours as I got lost :rolleyes: - my sense of direction is awful!! I found it in the end though. It was with a well known supermarket (beginning with T) at one of their Extra stores. I was going to get an Easter egg there for my sister but they were over £5!!!!!! And that was the ordinary sized ones that Asda are selling for £1!!!!! I only got a £3 spend so I got my mum some shopping instead!!

    I received the Sky Gnome that I won ages ago through the post. I will list it on Ebay tomorrow night - should get around £30-£40 for it.

    Mystery shopping jobs are a bit thin on the ground at the moment - I'm hoping it's going to pick up again soon.

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    I'm under some pressure at the moment to win some big prizes.

    My boyfriend is going on about having a holiday this year. I keep saying until I am blue in the face that I can't afford to go away as I want to move out next year and cannot afford to add to my debt just to go on holiday.

    He wants to go to America either New York (have been there before, part of the reason for the debt!) or Los Angeles!! He's so stupid with his money and I know he will just go ahead and book it in a few months, no matter what I say.

    I therefore think that the only way to stop him is to win one instead! I have been entering comps for holidays like mad over the past couple of days. If I could win one within the next couple of months then it would stop him from going on about it.

    Also, my mum has said that she wants to go on holiday this year with my auntie but as they are both retired they can't afford it. So I'm also trying to win her and my auntie a holiday.

    And whilst I'm thinking about it, winning around £40,000 would clear my debts and also give me a great head start on moving out next year.

    Think big, win big. Think big, win big. Think big, win big. Think big, win big.

    Well you never know ;)
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