Can I clear a debt a month??

Batgirl

Oh Emily it is another depressing ebay night for me. I have just had a look at your stuff and it seems to be going really well, but again I have no bids at all, I really don't think the things I'm selling are cr*p a few bits are next clothing and are in good comdition, I have books by popular authors but still no bidders, what do I do????????????????

ehallett

Hi everyone

Thought it was time for an update. My sister loved her birthday present by the way (thank you for asking Pilchard). We are going this weekend and she is really looking forward to it.

I'm sorry that your Ebay items aren't doing too well Batgirl. I've got a few on at the moment that aren't doing so good. Hopefully they will pick up soon.

Not long to go for the rest of this year :j - only 3 months and counting :j - it might seem a bit strange to get so excited but I can't wait to see the back of 2006, it has been the worst year of my life!!

For some reason I just think that next year has GOT to be better than this year - it couldn't be any worse!!

Anyway, I want to get some courses of action clear in my mind so that I have cleared some more debts before the end of the year. I would like to pay my boyfriend back the £1,500 I owe him. I would also like to clear my Barclaycard (around £350 on it I think) and my Capital One card (Just under a thousand on it).

So I am planning on clearing my debt to my boyfriend with AQA, hopefully I can do this next month. When this is clear then I will clear the Barclaycard also with AQA.

I am also going to clear my Capital One card using my money for nothing challenge.

I have decided to leave the bank charges for now - my mind can't cope with anything else at the moment

Oh well, back to the questions I guess

Emily x

Pilchard

Hope you have a fantastic time this weekend. You both deserve it. As for debt clearing, I see you're planning on having a quiet, relaxing end to the year (NOT!!!!!!!!!!!!). Flippin' heck Emily, when the next election comes up I think you should get Gordon Brown's job :rotfl: :rotfl: :rotfl:

Verbatim

Hear hear Pilchard!

SunderlandBlackCat

Hi Emily,

I've just visited your Joshua's Star Fund website. I'll be buying some Christmas Stockings for my Nephew & Nieces as soon as I've got some money.

I noticed there's no mention of Gift Aid on the website & as it enables the charity to reclaim 28% of the value of the donation from the taxman if the person donating is a UK taxpayer, I just thought it was worth a mention.

Good luck with your challenges & the website.

You really are an inspiration. :T

ehallett

Hi everyone

Thank you once again for your kind messages. I was offered Gordon Brown's job by the way but I'm just soooo busy that I had to turn it down :rotfl:

Anyway, I made quite an important decision today about my life, and that was that I want to have a baby at some point. Some of you may not know that I have got Cystic Fibrosis and I have always thought that I could never have children. I have been looking into it recently and it is difficult for women with CF to conceive but not impossible by any means (I feel like hunting down the wonderful doctor who told me that I would never have children when I was only 13!!!).

I am 25 at the moment and would love to have a baby before I am 30. I know that there would be a lot of obstacles to overcome and that my health may suffer whilst I was pregnant but I have always wanted children of my own, I am a very maternal person and love kids. The reason for this sudden decision is that I actually thought I was pregnant a couple of weeks ago but it just turned out that I was 2 weeks late. I loved the thought that I was pregnant and was quite upset when I discovered I wasn't.

Therefore my plan is to firstly talk to my consultant. I want to find out if he believes that I would be strong enough to have a baby within the next few years, also I want to find out if there are any tests that I can do to find out how fertile I am. Also I'm sure there are things I can do to make myself stronger and healthier over the next couple of years so that when I am ready to try for a baby then I am strong enough to do so.

Obviously I need to talk to my boyfriend. We have been together for nearly 6 years and have discussed the whole marriage thing before but I don't know if he would want to have children with me or not.

I also need to sort my debts out before thinking about having a child. When the time comes I would like to be able to give my baby everything that they needed and to do that, over the next few years I need to clear a lot of my debt if not all of it.

Like I say, I know there are a lot of hurdles to overcome but I would just love to be a mum instead of the person always looking on and wishing it were me.

Anyway, I just needed to get that off my chest and I feel like I know you all so well. :A

Emily x

Snaggles

Hi Emily! I read your last post with great interest and I think you are extremely brave. I also think from everything that I've read about you that you would make a wonderful Mum, and that lovely boyfriend of yours sounds as though he would make a great Dad too. I can't believe a doctor was so tactless as to just tell you outright at age 13 that you couldn't have a baby - that is just disgusting, particularly as women with all sorts of medical conditions manage to carry babies sucessfully with a little extra medical care and attention.

Take care and I hope you are as sucessful in this venture as you have been with your debt repayments!

Love Snaggles xxx

SunderlandBlackCat

ehallett wrote:

wonderful doctor who told me that I would never have children when I was only 13

Seems to be a common story unfortunately. My exes friend has CF & was told the same thing - she's got 2 now without any fertility treatment. A girl I went to college with was also told it was possible to conceive but carrying to term would kill her & she now has a son & is alive & well.

I hope it all works out for you.

full-time-mum

ehallett wrote:

(I feel like hunting down the wonderful doctor who told me that I would never have children when I was only 13!!!).

Do you think it was the same doctor that told me at 13 that my severe monthly agony would sort itself out when I'd had a baby.
(BTW, he was right to a certain extend - but not the point!)

ehallett wrote:

I also need to sort my debts out before thinking about having a child. When the time comes I would like to be able to give my baby everything that they needed and to do that, over the next few years I need to clear a lot of my debt if not all of it.

I understand your sentiments re the debt but if you wait "until we can afford it", you'll never get there. Get yourself into a managable position and then go for it.

All babies need is love and a stable relationship with their parents.
OK, being stinking rich does help when it comes to material things and school trips, dancing/swimming lessons etc but you'd be surprise what you can do on a budget with a bit of imagination (and you're stinking rich in that department).

Clothes and equipement either donated or from NCT nearly new sales - I've saved £100s. Only things you really need to buy brand new are matteress for cot/moses and car seat (even this can be second hand if you know the source and know it is OK)

My 5 year olds birthday party should be coming in at under £15 for 8 kids (even less if I can find some bogofs at tesco) and they'll have at least as much fun as they would at a £6+ per head wacky party (excluding going home presents!) Party gift < £1, food - tesco value + homemade cake, OS games with bitesize milky way for prizes (50p for about 30 from wilkinson). Pass the parcel will be less than £2 using cheap pens between the layers and prize in the middle (yet to be confirmed but will be coming from 99p shop!)

Good Luck, I hope that it works out for you - you''ve certainly got the determination to see it through.

dancingfairy

Well if it's anything like your detmermination to do everything else you'll have a big brood in no time. Knowing how you don't do things by half it'll be triplets! :rotfl:

Seriously that's fab news. Good luck and I'm sure you keep us entertained throughout it all.