rags to riches (hopefully), my diary.

Pips_Mum

Oh I am annoyed now!! I just joined pure profile and realised I could have got you a £5 referral. Sorry

ragstoricheswannabe

thanks anyway pipsmum, shame you cant go back and say "oh yes, i remember now....."

ds1 has got his first ever school play tomorrow, he is so excited!!!! he comes home singing all the songs he has learnt, so cute listening to him singing the carols. i dont often feel like a parent but this is one time that i do!!!

mummy2mygirls

DD1s is tomorrow and on wed! she is a bit worried and excited! We are going to the wed night one! cant wait to go and see her! All she has said about it is she is a buyer and her line is 'hes to slow!' thats all i know about it, she wont sign any of the songs....

Well i phoned Abbey and its not to bad as long as we pay in atleast £1000 a mth then we get it for 12.9% so not great but im happy its not higher! Only worry is that some mths dh gets paid end of mth then next mth it might be the 1st so i hope we dont miss the £1000 any mth!!!! as then its 19.9%... also just sorted out the online banking for the abbey cc!

Pips_Mum

Aaaaahhhh bless them all and their school plays, how cute.

Glad Abbey are not stinging you as much as they are me Mummy but OH gets a bonus at end of week and we are hoping it will be enough to pay it off.

Found out today that the 3 year extended warranty we paid £800 for when we bought a car earlier in the year is actually not worth the piece of paper its written on:mad: So have got to go to garage to pay over £100 for immediate repairs and then at least another £400 asap. OH has been yelling at warranty people all day but doubt we will get any joy.

ragstoricheswannabe

thats a bit crap, can you not reclaim?? you can with everything else that has been mis sold, and i would say that the extended warrenty has if it doesnt cover you......

been looking on the old style board and found a recipe for lemon curd that you do in the microwave, my oh and ds1 love lemon curd so hope it tastes nice as that will save me a little money.
wonder what else i can make to save money??????????

i am also pleased to annonce that this week i have lost a pound and now weigh 11st 4oz!!!! (not bad considering i have been on a carb and chocolate binge) not money saving but thought whilst i have a diary i might as well use it for everything!! oh the days of being 9st..............and i thought i was fat then??!!!

anyway, back to money, had another nsd today but have lost count of how many that is this month. my food budget will not be so low this week as need to get all the food etc for xmas day as my oh suggested that his parents come to us for dinner!!!! HE DOESNT COOK!!!!!!!!!!!!! least his dad cant shout at ds1 for making too much noise or mess like he does if we go to his! but thats another rant entirely. and i can hide in the kitchen when he does my head in as will need to check on the food............;)

smarties84

angela110660 wrote: »

Hi there just caught up with the last few days of great posts. Yes you will stick to your budget when you are debt free - you will be in such a different mindset - our budget and our life has been transformed since we worked out everything using Martin's budget planner a couple of years ago. Once you get back on track, you just can't help saving and budgeting. It was an inspiratoin after over 20 years of married life, 3 kids and living month to month. Just look forward to it.
So sorry to smarties about the job news but just try to be as frugal as poss now to hold onto some money for when it happens. Then start scouring the jobs page in the paper as soon as you can to start looking - so many people leave jobs after Xmas because having time off makes them rethink their life. Good luck.

Thank you, sadly all of my money is spoken for all of the time - i have no spare money sadly. I just hope i get a good pay out, holiday pay etc and pray it lasts me! Thanx for kind words.

smarties84

Hello everyone, just wanted to say i am here and keeping up with you all but at the moment i haven't had time to reply properly.
My little one has being ill and i have been applying for all the jobs i can.

Hope ur all well and i am hoping to keep my diary updated, so far have only done one entry ooppps.
Not enuf hours in the day is there! x

Pips_Mum

Not sure if we can reclaim Rags, OH on the case and we are waiting to find out . At least if we can stop paying for it now, its included in the monthly repayments, I will be happy.

1lb off well done!!:T I too remember being 9st and thinking that was huge, Oh if only now!!

Hope little one feels better soon Smarties and good luck with the job applications. Keep popping in every now and then so we know your Ok x x

smarties84

Hi pipsmum, i will do hun - ohh i am excited for you about ur due date getting closer. U got ur bags packed!

Pips_Mum

Yep bags packed and ready for the off now!!
Put the sheets and blankets and bits in the cot and moses basket today so its all ready, little clothes are all washed and hanging up - JUST NEED THE BABY NOW!!! Hope it wont be overdue but knowing my luck!! Going to midwife tomorrow so hopefully baby might be engaged properly as they were 3/5ths last week.