My debt diary

doodledo_2

Well done you :T . I have always fancied learning Spanish. I did French and German at school but never use either yet I go to Spain most years and can't speak one word

Yeah not too bad just relaxing with a cuppa before I have to collect my little girl.

littlepinkstars44

i done Spanish and French in school, and done Italian last year.
The college got stuck with what to do with me this year, as thats the only languages they offer, and we need to pick one.
But it's all just basic, so they popped me in the uni spanish classes.
So im at college, and have just passed a uni spanish class..try and work that one out lol?!

TDQO

Well done, cracking on with reducing that debt. Try to keep walking if you can, I know it's cold but just walk faster and bundle up! The extra energy required to keep warm will burn more calories...

mum2one

Congrats on the spanish oral. xx

littlepinkstars44

mum2one wrote: »

Congrats on the spanish oral. xx

thanks!
I can't believe i even passed it, i had all this stuff written down to say, and when i got there i totally forgot it lol!
Had to just make up half of it on the spot!

littlepinkstars44

ok so some good news for today!

I got a letter from the bank of scotland, saying that i've now paid of the arears on the student overdraft acount, and it is back within it's limits.

So i gave them a phone and....after some persasion and repeatedly saying "i am a full time student, and don't have that much income"
They finally listened, and agreed to monthly payments of £50 instead of £100!
Meaning i have an extra £50 a month to throw at debts with big APR's and get them cleared faster! (overdraft is student acount with 0%)
Starting from jan!

Now i just need to get onto the student loan company, as they have been putting my loan into this account, even after several phone calls telling them this is the wrong account, and giving my RBS account details (which my bursary goes into)
I've even had a letter from them confiming the change of bank details, but still goes into the wrong account! ARGGGH

mum2one

Thats absolutely brilliant, ur b debt free in no time at this rate xx

littlepinkstars44

mum2one wrote: »

Thats absolutely brilliant, ur b debt free in no time at this rate xx

thanks, i really hope so

littlepinkstars44

ok so my plan for today:
workin 12-8
then when i get home i need to:
put on white washing
ironing
Tour ops homework for tomorrow
get bag ready for college tomorrow
shower
dry and straighten hair (this takes me about an hour, my hair is super long and thick)
BED lol

I finish college for Christmas hols on Tuesday, and i have LOADS of hours in work this week.
I am doin 32 hours!!! omg!
So hopefully i will get a good Jan wage!

on another note, i only have £65 left in the bank, £25 in my savings acount and £30 in my other acount (Ebay and play.com sales)

Which when i look at it like that it's not too bad, concidering i have all my bus fares for the next 3 weeks sitting here, and £30 for my Christmas night out next Friday sitting here too!

God, how did i manage to out 4-5 times every week last earlier this year?

doodledo_2

Morning hun and yay to all those hours, you will have a lovely paypacket in the New Year :T

Your finances sound ok to me with you having your night out and bus fares sorted as well. Sounds like you are in a really good place at the moment.