My debt diary

mum2one

Ok, you had a spend, chalk that one up to experience, but ask yourself 1 question "did I really need them or did I just want them"?

Sounds like you need to set urself a budget, I know with xmas coming up, more money is being spent, is there any chance you can pick up some extra hrs ova the holiday period.
x

littlepinkstars44

mum2one wrote: »

Ok, you had a spend, chalk that one up to experience, but ask yourself 1 question "did I really need them or did I just want them"?

Sounds like you need to set urself a budget, I know with xmas coming up, more money is being spent, is there any chance you can pick up some extra hrs ova the holiday period.
x

the jeans i needed, nothing fits me anymore (diet)
the shoes ang leggings, prob not!

i've got 15 hours this week and next, rotas haven't been done after that so i don't know

littlepinkstars44

so i got paid and got my student loan in today, and got a wee bit more than i thought i would have yay!

So have paid:
Dorothy Perkins card: £30
Staff card: £30.91
Additions: £5.65
Kays: £24
Carphone Warehouse arears: £48.44 (to turn my phone back on!)
Simply Be: £8

littlepinkstars44

Wee update after paying things today:

Dorothy Perkins card: £177.00 29.9%
Arcadia Staff card: £200.00 29.9%
New Look card: £70.95 28.9%
Bank Of Scotland o/d: £1003.98 0% (agreed reduced payment plan of £100 a month)

Carphone Warehouse arrears: £51.73
Additions: £160.00 39.7%
Kays: £189.00 0% (agreed reduced payment plan of £24 a month)

Simply Be: £20.00 no idea what apr is, just opened it oops :eek:

Total: £1880.66

mum2one

Youve made a gd dent in the debts, fingers crossed you should get sum extra hrs over xmas, re the diet, any tips will be very gratefully appriciated. xx

littlepinkstars44

mum2one wrote: »

Youve made a gd dent in the debts, fingers crossed you should get sum extra hrs over xmas, re the diet, any tips will be very gratefully appriciated. xx

thank you! i have another £90 comin in next week from Ebay and Play.com sales, need to keep half for my Christmas night out, the other half is going to Additions!

I've not been eatting after 7pm, and have been walking to and from work (25/30mins away) but its a bit cold for that now.
no crisps or chocolate during the week, but can eat all i want at the weekend lol.
Also bought a tonne of 10 calorie soups from Morrisons...like cup a soups but theres only 10 cals in them, so been having that and a roll for lunches, or having one during the day when i would normally have crisps.
Will prob put it all back on over christmas and new year though, lol!

littlepinkstars44

i am now all organised for this month, have 4 envelopes wrote out with dates on them and they all have £11.50 each in them for my bus fare every week!
So at least i won't get caught short at the end of this month like i did last month!
Woman from Ebay is coming tomorrow to pick up Hello Kitty fridge, so that £15 is going in my "Christmas night out envelope"
My mum owes me £10, which is also going in the "Christmas night out envelope"

I have £190 left in the bank, and £20 in my new savings acount (first time i've ever had one, i feel very grown up!)
And i have £90 coming in next week from Ebay and play.com sales!
Half of which is going towards Additions!

Have loads more to list on Ebay tomorrow as well.
Think i have made a good start to this month!

littlepinkstars44

£3.50 to new look card today

doodledo_2

Well done :T . Hows you today?

littlepinkstars44

yeah i'm fine, i had my Spanish oral exam this morning, passed with flying colours! you?