My debt diary

mum2one

Ur doing brilliantly, there soon be finished. x

littlepinkstars44

have been bad and spent over 80 quid at Mac this week!!!
The Dame Edna Collection came out! lol

and have been told we are getting a study visit this year in college...yay going to Palma for 4 days...gonna cost me another 200 quid! oh well it's worth it i guess to be able to speak Spanish to actual Spanish people and not waste my language talents in a class room!

Still have 140 left though, and i have paid everything this month...except my BOS account which i will pay 50 to tomorrow
get my student loan and bursary in tomorrow

and its my birthday on the 26th
and paid again on the 30th

littlepinkstars44

paid £50 to Bank of Scotland and a few odd pounds to dorothy perkins and arcadia card yesterday

also have my £100 deposit for Palma here, and bus fares for the next two weeks here also.

littlepinkstars44

time for another wee update i think:

Dorothy Perkins Card: £190.00
Arcadia Staff Card: £190.00
Additions Account: £80.00!!!
Kays Account £157.00 (not to start paying this till April)
BOS overdraft: £1003.98

Total: £1620.98

mum2one

Your going great guns, well donr on the extra payments, sounds daft but even a couple of quid helps the cause.

I've just set my 5 payments up to go out 4 the main credit cards, I did the snowball to get it to allocate by debt free date (from credit cards) and it tells me what to pay, feel more motivated as I just look at the spreadsheet and say here we go xx

littlepinkstars44

ok so i haven't been doing so good over the past month.
With Christmas and New Year, my dad was in hospital over New Year (got took in by ambulance on hogmany)
It was my aunts birthday on the 15th, my grandpa's 80th on the 19th, my little brothers birthday on the 20th, my grans anniversary on the 21st, and my birthday on the 26th! LOL

So i've been spending, and spending on the cards!

So update time:

Dorothy Perkins Card: £230.00
Arcadia Staff Card: £220.00
New Look Card: £50.00
BOS overdraft: £1003.98
Additions: £180.00
Kays: £155.00

Total: £1838.98

littlepinkstars44

Today i used the last of the money in my bank to pay towards some debts, as i get paid on Fri!

PAID TODAY:
Dorothy Perkins Card: £11.64
Arcadia Staff Card: £18.14
New Look Card: £8.57
Additions: £5.00

And i paid my phone bill that came though today: £43.13

mum2one

Hope your dad is ok, you have had an expensive month with all the birthdays, we all have a bad month or 2 when we actually increase our debts, the trick is to see why or how it happened and take that into account for the next month or two. Youve done brilliantly, so far, xx

littlepinkstars44

didn't spend any money today...cause i haven't been out the house! lol plus i have nothing in my bank anyway!

Get paid tomorrow though, have to pay another £100 for Palma in March though!

mum2one

Gd for you, u need a hol with all this debt busting xx