mummy saving for a debt free day!

ragstoricheswannabe

the play isnt untill 2.15 today but he was so excited this morning. i will prob turn into one of those parents who photograph every move they make!!!!! ha ha ha! i am actually looking forward to it but been told by mum that that feeling will wear off after going for 3 years or so!!! baa humbug.

i had spd with ds2 (knew why when he was born, 9lb 10oz!!!) and still not right now. waiting for an app to manipulate pelvis back to how it should be.

hope your dd's play goes well tomorrow night!!!!

mummy2mygirls

oh i hope it all goes ok, dd1 has got one performance this afternoon and then the one tomorrow night, i hope she likes it! im sure they will both be ok.

Well i got a phonecall from the phsio department! so glad i chased it up now! she said they had appointments for the 2nd jan and i already have a appointment at the same hospital (its about half hr away so handy to get them together!) so managed to get it a hr afterwards so hopefully will work out really well, also dh is of work so can look after the girls! Just have to find the hospital now!!lol hope it will help a little. I had it with dd2 aswell, but the hospital at the time only did reflexology for it, it helped a little but i didnt have it as bad as this time!! 9lb 10 oz!!!!madness lol the girls were 9lb and thats ok for me no bigger!! hope this isnt a boy as it might be massive!!lol

Anyway hope you have a good afternoon at the play and let me know how it goes.
xx

Pips_Mum

Oh bless poor mummy!!
You have had a tough day of it.

mummy2mygirls

Just checked my online banking for the tesco cc! and ofcourse even after speaking to the man last week i have been charged interest, which has taken me over the limit and so a £12 charge was also added!!!! arrr, i knew what the man said last week was to good to be true and made him go and check it and he said it def was!!!! arrr, ohwell i spoke to someone today, and they have said they will take the last mths interest of and also refund the £12 so thats made me happier, but will be paying interest from next mth, as i though so anyway! so not to bothered i just didnt want the charge when i had been misinformed!!!! anyway sorted now. But unfortunatly it wont be interest free till sept and will be charged at 16.9%!!! a little less then the Abbey one which is 19% so will still consentrate on the abbey first!

So the plan for 2009 (at the moe...) :

* pay abbey cc asap! (19%)
* make min payments on tesco, then when abbey cleared pay this of asap!(16.9)
* SCS mthly payments, will be paid in full after july payment.(0%)
* Overdraft pay of as soon as some cc cleared! (12.9% if £1000 pm is paid into account)

done the snowball for just these and i how much i think i can pay towards them each mth and it says oct 2011, to be cleared!! But i want this a lot earlier, so will be doing lots to save extra and make some extra money with mystery shopping etc to throw at the debts.....

So by the end of 2009 we would love to have all cc cleared and hopefully the overdraft aswell......

so lets see what happens.........

Pips_Mum

I am going to have to check out this snowball thing, is it on here?

Grrrrr about the inteest but yay they are refunding it, its obviously their error.

How are you feeling? Any better?
Have you been to school play yet?

X X

mummy2mygirls

the snow ball thing is on one of the stickies at the top, the same one as the soa link....hope you find it.

The play last night was lovely, she did so well and was really loud when signing, she was meant to say her line with another girl and had kept saying to me she was worried about saying it and what if the little girl didnt come etc and i kept saying dont worry she will be there etc etc and yep you guessed it she was ill!! but dd did so well and said them by herself....i was so proud bless....

Today i went to the market and got some more xmas bits, got some chesse for the cheese board (whats the betting it wont last now......) and a big lump of ham to cook so we can have cold meet etc...

Needing to really go through everything and see what i still need to get as im starting to flap a bit about whats left to do for xmas.......i know i have to get a few presents still but need to work out what!!

Going to go and look for a new washing machien now as mine is really playing up!!!! arrr i have to keep washing things more then once as it only does the rinse and spin sometimes!!! My lovely mum has said she will give us £300 towards one for christmas so im of to look for a good one now......

x

Pips_Mum

Cool I will have to look for the snowball, tried searching for it but nothing come up will have to try again. But second thoughts may just depress me!!

Aaaaahhhhh thats typical that the other little girl was poorly, but sweet it meant she got a starring moment to herself.

I am flapping about xmas too, sure with baby brain I have forgotten someone really importants present. Oh well if its happened its happened!! The cheese definately wouldnt last in our house!! I bet you got your bits much cheaper on the market didnt you? That will be a big help to you too not having to fork out for a washing machine. Hope you get a bargain.

mummy2mygirls

having a look for a new machine but i dont know where to start!! lol i need someone to say 'thats a good one get that!!' all i know is i want one that i can put lots in at a time, not noisy and doesnt use a stupid amount of water/electric.. I guess i know i want a quick wash and hand wash setting but you cant really find all them things out on the internet.....so i might have to go to a shop ask the person in there get the name of the model come home and search the net....

Lucky there is a xtra market on tuesday so if it doesnt last or i think of more bits ill pop down again then, but i have hidden them all in the fridge so we wont be tempted!!lol...

When dd is asleep (hopefully she will have one today as hasnt all week!!!) i will go through the presents and see if i have forgot anyone!!

This is the link to the snowball incase you dont find it. hope it doesnt scare you to much
http://www.whatsthecost.co.uk/snowball.aspx

x

Pips_Mum

I think I did something wrong on the snowball as it came out I would be debt free in 2043 !!!!

mummy2mygirls

OMG!!! 2043!! lets hope its a little before then!!

OK i MUST remember to take the dog for its haircut tomorrow!!!!!!!!!!!!!!!!!!!!!!!!!!! she was booked in on tue but i forgot to take her so is booked in again for tomorrow so its 3pm and i cant forget..............................................................................................