mummy saving for a debt free day!

ragstoricheswannabe

well done mummy!!!!!! i cant wait till my cards are under £1k!! what a good feeling that must be?!!!

mummy2mygirls

Good morning - well there is loads more snow here today and its still coming down really heavy!! DD is of school again but i have said we cant go out till later when its not coming down so heavy!!

cheque is cleared and trasfered and in the account for baby and paternity we have £752!! So im really happy with that lets hope we dont need it for anything.......

LMB 11/11/09 Total [STRIKE]30978.40[/STRIKE] 28481.60
Kitchen [STRIKE]7000[/STRIKE] 6796
Capital bank [STRIKE]13908[/STRIKE] 13069.44
Abbey cc [STRIKE]1734[/STRIKE] 1013
Tesco cc [STRIKE]4500[/STRIKE] 4249.16
SCS [STRIKE]566.40[/STRIKE] 354
Overdraft 3000
Overdraft 2 [STRIKE]50[/STRIKE] 0
Curries [STRIKE]800[/STRIKE] 0

Just a little update, for me to keep up with things. We still have the big capital bank to come out this mth, i think the rest have been paid now.

i am having major wobbles at the moe! Have just worte a long load of babble about why i should get a new camera - and basicly ours doesnt work and i want one to take pics of baby!! So i think i am going to add to the cc!! I no i shouldnt but i want pics that are not blurry of the baby!! So will order one.....(hope dh doesnt read this as i might give it to him on valentines day.....not romantic but a present!)

So you can all tell me off for being naughty!!
off to do as many dfw things to try and make up for it a little............

ragstoricheswannabe

Hiya mummy, you are doing so well with getting your debts down!!!!!
As for the camara, go 4 it, the first few days pass by in such a blur you need photo's!! (dont forget to go through a cashback site though!!!!)
we keep getting warnings of snow but it seems to stop at preston and not reached us, ds1 keeps asking for snow when he sees it on the news and weather reports!! bless him!!

mummy2mygirls

Gave in and told dh about wanting the new camera so that he can help pick what one - i cant make such a important desion!!lol but now the he hasnt chosen what one......The one i wanted is from kodak and they give 7% cashback so will make sure i do that - but dh has read a review and its not the best review so think its put him of now.......

Hope you get some snow for ds! Bless him

mummy2mygirls

Havent ordered a camera yet - will do so when dh makes his mind up and then search for cheapest and best cashback deal!

This evening i have been doing a good few surveys and managed to get a £5 amazon voucher so all together i have £39 on there now - saving them up so i can get something for baby......

Done some more surveys, done one on yougov and checked the cashout limit and its £50 so think it will be a looooong time before i get anything from them!!lol

Looking on ebay tonight seeing if there is any bargains to be had - have found some nappies which are new still in pack and near me so i can pick them up -£4 at the moe for 4 packs so will see what they go for as will be cheaper then tesco!!

just thought i would add on about the surveys and amazon so i realise i AM still doing things to help....

Pips_Mum

Definately get the camera Mummy, I put one on CC before Pip was born and I am so glad I did as I have now become obsessed and take photos of him pretty much every day!!
LOL at the snow angel!! I did things and then thought "oh s**t shouldnt have done that at 7 months pregnant!!":rotfl:Be careful though.
Well done on being under a grand too:T

mummy2mygirls

well i have copied rags and done a ticker for the repayment of debts! and was happy to see i have paid of 28% of what i want by dec 09!!! doing well so far....lets hope i can keep it up.....cant work out how to add it on here yet - but when im more with it and can work it out ill add it...

Have had a good weekend at the bils, we was really late for the party as our car wouldnt start!! we had to push it in the snow and then jump start it from dhs van - which took ages to do then had to get out the village (our rd was really bad!!) so we was nearly a hr late in the end... but the girls loved it and had lots of fun. We then stayed at bil and i have told dh thats the last time till after baby has been born, have had hardly any sleep as the bed is so uncomfy (sofa thing) and everybody kept me awak as im such a light sleeper when we go somewhere else, so today im soooooo tired and just want to sleep. Dh has gone to the pub with my dad to watch the footy (i hope spurs win as he will be happy then!! ) cant moan as he never goes out and wont spend alot - he has also said when the baccy he has runs out he is going to try and give up smoking and so wont need his £15 a week so will save us money (he has said it will be to tempting if he has the money to go and buy some so would rather not have any!!) So i really hope he can give then up!! Not even so much for the money but because of the health risks to him but also to the baby (not that he would ever smoke around baby but some sticks to clothes hair etc!!)

ok well going to go and have a look around if i can stay awake!lol. and then better get some housework done i guess.......

ragstoricheswannabe

Hiya mummy, with the ticker you have to copy and paste it!!!
hope your dh manages to give up smoking! and we have finally got SNOW up here in the lakes
may have to copy you and make a snow angel!!!!

mummy2mygirls

hello rags glad you got some snow!! hope there is lots for you to play in tomorrow! We have got some more today which has just settled on all that we had! not sure if we are going to get more through the night or if dd will be at school tomorrow!!

Im just anoyed that the snow settles on my sky dish and i couldnt watch dancing on ice!!! Started watching the recorrded program and its all jumpy waiting for it to come on the itv player - but its not working at the moe!!! ) DH has to go to work tomorrow so i hope the rds are not to bad and also i need to go to homebase as we have managed to break the pull light switch in the bathroom - so now have no light in there so need a new one!!

Tomorrow i will:

* Write a meal plan for the week and i WILL stick to it!
* make a loaf in the BM
* Cook something yummy like flapjacks or brownies....
* Tidy up the kitchen (have loads of recyling on one side as they havent collected the bin from last tue so its to full!! Just glad it was recyle week not the proper bins!!!)
* Do loads of washing as pile seams to have grown!!!
* Do some irioning.
* Sort through some of the babies room!!
* Sort some things for ebay!!!!!!
* tidy up the under stairs cupboard
* Go to homebase
* Do flylady list and my dailys.
* Do scratchcard and clicks and try and find some surveys!!

So looks like i have a busy day on my hands so atleast it should stop me spending money (apart from the new light pull!!)

mummy2mygirls

So i have been busy today but havent done loads from my list but thought i would update it!!

* Write a meal plan for the week and i WILL stick to it! Will do it tonight when sorting dinner.....
* make a loaf in the BM - not yet.....
* Cook something yummy like flapjacks or brownies....will try and do something while doing dinner..
* [strike]Tidy up the kitchen (have loads of recyling on one side as they havent collected the bin from last tue so its to full!! Just glad it was recyle week not the proper bins!!!) [/strike]
* [strike]Do loads of washing as pile seams to have grown!!![/strike]
* Do some irioning. dd is hovering round to much to get the hot iron out so will do some when in bed or daddy is home.
* Sort through some of the babies room!! of to do a little now before the school run!!
* Sort some things for ebay!!!!!! same as above!!
* tidy up the under stairs cupboard.....
* Go to homebase Going after school run....
* [strike]Do flylady list and my dailys.[/strike]
* [strike]Do scratchcard and clicks and try and find some surveys!![/strike]

So better rush of and get a little of the ebay bits sorted before school run.....