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mummy saving for a debt free day!

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  • get well soon mummy, i had a similar bug on xmas eve, think the sick bug and cold bug is doing the rounds everywhere!!!! just drink little sips of water often.

    yay on getting your oh on board!!!!:T my other half will do a sort of panic for half an hour when i say about them, say we need to pay them off and stop spending then forgets!!!! slowly giving up hope................. i deal with all the bills and money side of stuff (i get called the accountant as a joke) so he doesnt really see the numbers and interest added on and stuff. i would hand it over to him to sort out so he understands but then none of the none dd bills would get paid on time!!!!!!!!! men!!!!!!

    hope you feel better soon mummy,
    love rags
    xxxxxxxx
    rev.gif
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • thanks rags! have felt horrible all day, been asleep most of it though!! Dh has been great looking after the girls for me and running around!! He also decided to cook hm burgers instead! SO no spend yippee!!
    If i left all the bills to dh then we also wouldnt have everything paid! I am the accountant in our house aswelll!!! But sometime i think he thinks i can just magic money from nowhere! Dh did notice the amount on my sig and had a little shock but then was like he isnt to worried as we will always be in some debt!! thats not what i want(apart from mortage)!! I hope that one day we can clear this and then save for things like new car etc so we dont get in this mess again! If we were not paying out on the debt payments we would have a extra £600 each mth!!!! so would be able to save loads.....just need to clear as much as we can asap.....there is the hard bit :)

    I have a busy busy day tomorrow!! Got to get my dad a present go round and see him, then go to the hospital for my anti d appointment and then i have a phsio appointment. Then im going to my mums for the night....so prob wont be on here as ill be far toooo busy!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Here is my list of New Years Resolutions:

    * Be happy :)
    * Spend lots of 'fun' time with the family!!
    * I will try and clear as much debt as possible
    * Will not add to our debts!!
    * Will meal plan, freeze meals and try not to waste food.
    * Make more home made bread and more cooking from scratch
    * De clutter our house! (Ebay, freecycle and just getting rid!!)
    * Keep the house nice, clean and organised (as much as you can with two dds :) )
    * Earn as much extra money as possible!!
    * Stick to my challenges on MSE

    So now I can keep looking on here and keep to as many as possible!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • your list looks a lot like mine mummy, have a good day today!!!!!!

    love rags
    xxxxxxxxx
    rev.gif
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Decluter is a must in our house!!!! I have used all the spare storage etc and there is no room left!!!! Must get on with selling on ebay, i used to sell lots but just cant get round to taking the pic writing it all up and listing,must try harder!!!

    Won 10p again on scratches, had to log on just so i could do the free one as i no i wont get a chance later!! :o think im adicted,.....lol

    Well better go and get the oh out of bed as we have loads to do today!! Let him have a bit of a lie in as he ran around so much yesterday!

    xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I went to the labour ward last week and they were sooooo busy!! Was waiting in the reception, rung the bell and had to wait for half hr before anybody knew i was there!! so happy i wasnt in labour!! But i guess i would of kept ringing the bell if i was to get their attention!! .

    Everytime I log onto your thread I read that as I went into Labour last week!!!
    Must get eyes checked in New Year!!

    Poor you feeling rough, I had it earlier in the winter and it knocked me for six.
    Hope your busy day wasnt too tough on you.

    Yep your resolutions look very similar to mine too!! Are we sure we dont have some kind of Jedi connection?:rotfl:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Well made it through the busy time!!lol Been good as i havent had to eat any food from home :) So still havent been to mrt - but will have to tomorrow!!
    Been to my nans farm today which has been nice and she sent us home with a little hamper of bits, homemade mince pies, 3 beers for dh, some chocolates and some cheese (Stilton and apricot - we dont like it so not to sure what to do with it as i dont want to waste it.....) She also gave us a little bit of money to put towards the bink beds we wanted to get but we said we have just got the little bed for dd2 so she said put it towards whatever!! Bless them, they really shouldnt as they gave us some money near my bday as well!! We will be putting some on the cc as we ended up buying to bed on the cc so hopefully will be no worse of!! so feeling very lucky! She also gave us dd2s bday present! So she already has about 4 to open (and nanies are bringing some round over the next two days, so will get more!) so i am def not going to get her two much!! Going shopping tomorrow and will try and stick to the main budget i set before :) Gave dh his £15 for next week earlier after asking for any of the xmas money that we had back he got the hump as i think he feels he should of been able to keep the xmas money and have the £15!! But we had agreed to put the left over money on the cc (not that there is lots left!!!!) So we both have our £15 to last the week and i will not be giving in and spending more!! We cant as i really do not want to spend on the cc!!!!!!!!(kind of kicking it into my head that we no longer need them!!Lol)

    Had the phsio and it went ok and she did give me some good things to try which do seam to help, but also some really unrealistic things as well. Like not picking dd2 up! and not putting her in car seat etc etc no hoovering!!!And dh i s meant to sleep on a air bed in our room so i can have the bed all to myself!!! dont no if that will happen though!! Also not meant to sit down atall, have to be leaning forward to put the less amount of pressure on my pelvis!! Ill do as much as i can to help!

    of to do some clicks etc and have a nose aroud the boards!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Physio sounds really unhelpful!! Sure OH would willingly give up his bed to save you agony YEAH RIGHT!!!

    Bless your nan, she sounds like mine. Always buys me something extra when we go shopping or gives me the free ones from her buy one get one frees!!
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • could you use the stilton in a soup??? i hate the cheese myself but love homemade broccolli and stilton soup, you cant taste the stilton, my mum makes it to use up hers after my dad has finished with his cheese board moments.............

    i went to physio too with my pelvic pain and yes, they say that to everyone!!!!!! the excersises helped a little whilst pregnant but after i had ds2 i couldnt walk as it was too painful, had to adopt a sort of waddle come limp come wooden leg walk!!!!! very attractive!!!!!!!! ha ha ha!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • thanks i will look into making some soup or something tomorrow, (do have some people round tomorrow so it might be eaten up by them...)

    Up sooo late tonight but i am pleased with myself so thought i needed to do a quick update! - our internet norton cover expired today and i was thinking about just re newing it as i really dont want to get a virus etc (had some troble in the past!!!) which was £55 but after some reading on here i have go some cover with AVG which is free!!! So saved myself lots and lots on money :):):)

    Anyway of to bed now!...
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
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