LttF's Dairy... 2009 here I come, ready or not!!

looktothefuture

!!!!!!!! to the A127! :mad: I was all set this morning... up earlier than usual, all the lunches packed and the work clothes ironed only to hear that the A127 was closed due to a jacked knifed lorry which was causing havoc near the Fortune o' War Roundabout... (I'm sorry if anyone was hurt!) Which is my route to the station to get the cheaper train! There is no other route to this station that I can take from home without going 20 - 30 minutes out of my way and to make matters even worse, the all the routes to the alternative station I'd have gone to were backed up because of the very same accident therefore I had to take the train from my home town and it cost me the same for a 1 day ticket as it would for the ENTIRE week from my normal station :eek: ! I'm not happy!

So now I'm sulking and I'm mad as hell! :mad:

looktothefuture

Sorry I've not been online for a couple of weeks but it's been a bit of a hard time for us... my mother in law who was doing so so brilliantly and getting so much better had a major setback on Friday as her trachey tube filled with mucous and she suffocated... they did managed to revive her but we were told to prepare for the worst. She passed away on Sunday in the early hours of the morning . It's her funeral on the 23rd December so we are wrapped up in arranging that and getting through the first christmas without her! (She's sitting up there laughing at me right now, because it was her year to cook the turkey as last year I got the wonderful and disgusting job of not only cleaning the turkey but cooking it as well - and I don't have a very good stomach for raw birds! As she found out last year... )

As far as being moneywise, I've been doing ok in the last few weeks that I've not been on here - with one £58.00 blip (when I ordered our Christmas starter from our butcher in September, I wasn't watching my money so I ordered a lovely custom made starter from the fish shop - stupid at £58.00 for 12 Scollops in a white wine sauce! :eek: - Lesson learned but I have to pay for it and they won't accept me paying it off!)

Anyway, one big change in my life is that we are going to be moving into my mother in law's home which my brother in law bought off her 2 years ago. We will pay toward 1/2 the mortgage (as it is a family home) and therefore saving us money and having the security of a home that we know won't be sold by our landlord - effectively, we can live there for many many many more years! Intially we won't have to buy any furniture as we could use hers for the time being, we will have the deposit back from our house we are in at the moment so that could go toward paying off alot of the debt owed!

looktothefuture

hmmmm yes, not chuffed at all :mad: this morning! Got home last night to find a letter from Moorcroft who have bought my BT debt of £159.00. Now this I wouldn't have minded if I'd received ANY correspondence, from BT about the letters I've a) sent alterting them to my financial crisis or b) sent offering them a payment plan - instead I get shafted yet again by BT as they say they've never received the letters I've sent, even though I sent them registered mail (and I've checked and they've been received) nor have they logged the telephone conversation I had with Ms Pillay confirming they'd received my first original letter! So looks like they say I've not been in contact with them at all even though I have on 3 seperate occasions!

Gosh I'm angry!

ElizabethJH

Just had a catch up of your diary as I've not had time recently! Really sorry to hear about your MIL.. I'd noticed you'd been missing a couple of days and was hoping that wasn't the reason why!

BT messed me about a year or so ago - I have to admit it was during my head in the sand period and I ignored it and they wiped it off in the end... I don't suggest doing the same obviously though as now I don't think I can get a BT landline again

Seems like as soon as you make the decision to turn yourself around and do the right thing they immediately put up their barriers... I think these first couple of months of debt busting are going to be the hardest... it's getting your account into order that's the hard part at the start.. have moorcroft added anything to the debt? If not then maybe you can just set up a payment plan with them (so long as it's interest free) once all the little things are tidied up then it's going to be a great feeling to start knocking chunks off the big debt.. It's just getting through the first few months!!
I've got a night in tonight so will log in later to see whether you've had any luck with Herbie about the bailiffs
Speak later xx

looktothefuture

Hi Liz, thanks for your condolences about my mother in law... we are all doing ok at the moment and I think we'll be ok once the funeral is here... it's my eldest stepson I am more worried about though. He's really taking this badly! Nanny Pat is the first grandparent of his to pass and he says he feels lost, sad and very lonely (i'd be ok with this explaination of how he felt if he actually spent more time with her but in the past 4 years, he's spent the total of 5 overnights with her, not counting the times that we took him to her house for a quick visit) Last night the text we got from his was very disturbing. So I think we will have to pick him up tomorrow and have a little family time with both the boys. I have been looking through photo's of Pat for a picture we could use to put up in the chapel and at the wake and I've come across a beautiful one of just her at our engagement party last year. Oh she looked so happy! Don't you think?

As far as money saving goes... :eek: I had to dry clean my coat yesterday because some knob spilled hot steaming coffee down my back in the tube :mad: How expensive is same day dry cleaning in London!!!! Crickey!

I've heard back from Westcott who were dealing with my Natwest debt, and they've informed me that it has been sent back to Natwest so I'm going to get in touch with them today and propose the payment plan that I offered Westcott. I will also be getting onto Moorcroft today and offering them what I offered BT. Yes, it does seem that as soon as I start owning up to the responsibilities i've been ignoring they've decided to put up barriers.

I've heard from Herbie on here so we've arranged to talk this afternoon. she also gave me a password to download some letters so this I have done but will speak with her this afternoon and get more information. It's amazing that there are people on here who are so helpful and kind and do this all for free! All of you are my angels:A! You've really kept me sane in the last few weeks and for this I thank you!

ElizabethJH

I guess it's not the fact he was so close to her, but maye just the thought that people aren't here forever that's got to him! My Grandad died June 07 and though I wasn't so close to him (he had quite old fashioned views and found it very hard to be close to people after the war) It really shook me that someday that'll be my Mom and that is just heartbreaking! The photo is lovely she looks really young and happy!

It's such a shame going through this just before Xmas, especially with the CTax hassles etc, but it seems like it's going to sort itself all out!

Can't believe that about your coat - was that your new one? I'd be fuming!!!

Good Luck with Herbie!!

TurnaroundSue

Hi LttF - sorry haven't responded sooner to the sad news of your MIL, but have only just logged on today. It is hard at anytime, losing someone, but so close to Christmas must be exceptionally so. Am thinking of you, your OH and family and hoping that your stepson will be okay. I think it is very hard on children as it is not something that they experience very often (thank god) and if this is his first experience of losing someone close like his nanny then it must be hard. Give him lots of hugs and let him know that his nanny loved him and will be watching over him.

When my dad died, I took my son (who was 7 at the time) outside on a clear night and we looked up to the sky to find the brighest star we could. I told him that that was grandad looking down and whenever he looks up into the sky in future, he should look at the star and remember that his grandad loved him and was always looking over him. He is now 15 and said that he still looks up into the sky on a clear night and looks for his grandad. I think it helps them to connect and come to terms with losing someone special.

Good luck with your move, and all the monetary worries - I think that at a time like this though it kinda puts things into perspective. It is a lovely photo of your MIL and she does look happy and so young. Enjoy the scallops too - £58 for 12 :eek: - I would want someone to cook them for me too at that price:rotfl:

Wishing you a merry christmas in the circumstances doesn't seem right, but sending you lots of hugs instead:grouphug:

looktothefuture

Last night we went to my sister in laws to choose the music for mum's funeral... it was emotional to say the least but we got through it ok - just! My partner clammed up and therefore made all the rest of us feel uncomfortable but that is the way he is dealing with it so we left him to it! We had some laughs as mil's brother wrote an email telling us 2 stories of when they were kids... had me in stiches at one point! :rotfl:

Today we fetched my husbands youngest and headed round to Mil's house to fix her taps... something we've been promising to do for about a year or so...:o but we finally got them done but of course without a temper tantrum or two from my OH, a few angry and sad tears from me (because OH broke mum's favourite vase in a tantrum :mad: ) but it was a very emotional day for us because doing her taps meant alot to her... when they were done, I swear she there giving her thanks because I could smell her perfume so strongly! I also did some sorting out of some of her stuff as we are going to have to give our landlords the bad news that we will be moving soon! I love this little house... it's my dream house but I just can't afford to live here anymore . We were saying last night that my OH seems like a boomerang... he keeps going home to the place he was born... he is going home to his mums! I also said this time I can't kick him out or say "get out of my house" because this time, it's his home and not mine:rotfl:!

Anyhooo, speak later, I'm going to chill out on the couch for a bit!

ElizabethJH

I think you deserve that chill!! Sounds like you've had a busy day! I know how you feel about moving... I'm so attached to my house that I think I would be really upset to leave it now and have anyone else living there!!

Opened my presents from my OH yesterday (Naughty I know!) But he's brought me loads of things for my house and it's just so homely now!! I guess you can make any house a home with a little effort though and I'm sure your MIL will be happy you moving in and looking after her place!

Hope you're not too hectic!!

looktothefuture

Christmas is over... and we survived it! :j

The turkey was grand... as were all the trimmings... I think I did a good job! :T

Now it's onto more important things like packing up this house and moving into my Mother-in-Laws house. I told our landlord that we were moving out as soon as we could and he wasn't best pleased :mad: He's locked us into the 1 months notice and to tell you all the honest truth... I cannot afford this months rent which is why we wanted to move before the rent was due on the 8th... so i'm afraid, he's just going to have to get it in installments until we move out. I work as a temp and because I temp within the Civil Service, Monday (tomorrow) the office is closed - it's a priviledge day... Meaning in two full weeks, I've earned exactly 1/3 of my normal fortnightly wage.... it's going to be a really tough few weeks for us until I start earning a full weeks wage again, starting from the 5th Jan! Anyway, we are still going to start moving our stuff little by little and then it'll just be the big stuff to move across. it's good too as now we can get into Mum's and give it a good clean... she wasn't a dirty person, she obviously wasn't feeling as well as she said she was because she's let alot of cleaining things slip by the look of it! As my Brother-in-Law owns an industrial cleaining business, he'll come in once all our big stuff is moved and do a deep clean of the entire house... not that it needs it mind, because I am a bit of a clean freak it is spotless as it is... the only thing I am worried about is that the naughty kitty has started using the very expensive italian leather couch as a stratching posts so I've got some repairing to do before we go! :eek:

Well our Christmas dinner was FREE (apart from my very expensive starter that was crap!) thanks to my dear late Mother-in-Law who always orders in a hamper of Turkey and all the trimmings... So I was really grateful that my Sister-in-Law insisted that we take it as she and her husband were going out to friends for Christmas. The day was fantastic... it really was! My Mom and my Dad came over for Christmas dinner and it was the first time that I can remember that I've spent Christmas with my parents together! They've been divorced for 23 years (yeah they had me very very young, got married when I was 3 and divorced only 5 years into their marriage...) The only person who was missing from my family was my sister... she'd chosen to spend this year with her partner and his family. Which was ok and I totally understand but I really missed having the Little Miss (my nickname I gave her) there! Ahhhh maybe next year hey? I have a funny feeling next christmas may be the last one that we are all together as my mom is trying to get into Australia to be with her mom and sister.

Anywhoooo here's to looking forward to New years eve! :j