Need 7 x £10 notes from cash point evrey week

newmum1

have you thought of going into the bank taking out you £10 =£70 then only having in your wallet the £10 per day you need

nzseries1

newmum1 wrote: »

have you thought of going into the bank taking out you £10 =£70 then only having in your wallet the £10 per day you need

His first post states he has... but doesn't want to queue! And I don't blame him!
I used to want a whole pile of tenners to help me budget as well, but the thought of having to queue at the bank put me right off.

Oblivion

nzseries1 wrote: »

Move to Hackney, where they have a cash machine that only dispenses £5 notes. I'm assuming you could live with 14 fivers rather then 7 tenners?

http://www.psfk.com/2008/07/east-london%E2%80%99s-hackney-gets-uk%E2%80%99s-first-ever-5-atm.html

So that's where all the fivers are going. Around my area of Surrey, £5 notes are an endangered species and about as rare as Prime Minister's promises coming true.

Dave.

JimmyTheWig

nzseries1 wrote: »

Move to Hackney, where they have a cash machine that only dispenses £5 notes. I'm assuming you could live with 14 fivers rather then 7 tenners?

http://www.psfk.com/2008/07/east-london%E2%80%99s-hackney-gets-uk%E2%80%99s-first-ever-5-atm.html

Yes, that would be fine. Other than the moving to Hackney bit. And still, I doubt it would give you 14 fivers if you asked for £70. it would mean 14 withdrawals from the cash point!

Hackney, in East London, is to get the UK’s first ever machine to dispense a lower denomination

This isn't true, however. The HSBC cash point near Sheffield University used to have fivers back in the 1990s.

JimmyTheWig

maman wrote: »

Sorry to be so dense (or do I mean just plain nosy!) but what exactly is this £70 for? It seems an awful lot of money for 'extras' as it's almost as much as your weekly shop for 7.

Well, that's one of the questions. £10 a day sounds like loads. But weekly money just isn't lasting. It needs to cover bus fares, stuff for kids, the odd drink from a newsagent, bread/milk, birthday presents (but not Christmas), takeaways (though certainly not weekly these days), charity shop bargains.
We're hoping that by moving to daily money it will become clearer where the problems are.

maman

JimmyTheWig wrote: »

Well, that's one of the questions. £10 a day sounds like loads. But weekly money just isn't lasting. It needs to cover bus fares, stuff for kids, the odd drink from a newsagent, bread/milk, birthday presents (but not Christmas), takeaways (though certainly not weekly these days), charity shop bargains.
We're hoping that by moving to daily money it will become clearer where the problems are.

My advice would be to make a note of everything you're buying day-to-day (bread, milk etc) and then build that in to your weekly shop. There's loads of advice on these boards about meal planningto help you avoid take-aways, not buying drinks out, internet shopping to avoid temptation etc. Then just keep away from shops so that you can't spend!

JimmyTheWig

You can't buy bread weekly - it would be past its best by the end of the week.
Also, with things like milk, it's difficult to judge how much is going to get drunk.

We've always found internet shopping to be more expensive (harder to spot bargains, and never get reduced stuff) and you end up with things with short dates. But meal planning is something that's worked quite well in the past for us. We're going to do that (when we get around to it), especially at the moment as both freezers are pretty full.

And we are going to do a spending diary. Will be interesting to see. Might post it here this time next week if I remember...

getmore4less

You can't buy bread weekly - it would be past its best by the end of the week.
Also, with things like milk, it's difficult to judge how much is going to get drunk.

Milk will keep for a week,

I buy it up RFQS and freeze it it last for nearly two weeks when defrosted, I only use it in tea so a pint last over a week.

When I do sarnies at work a loaf lasts Mon-Friday again you can freeze.


You might be better rotating some stock through a freezer using any left over money from the weekly shop to stock up rather than adding it to the daily £10.

The only way to get a grips with a budget is a close tracking of the spends to identify where the money goes.

karie

jimmy -

try one of those in-store cash dispensers (the ones that dont charge fees ... "free cash"). The one near me seems to only ever dispense £10 notes.

i used one in co-op yesterday and it gave me £360 in £10 notes. Very annoying for me, but might work for you...

karie

john_s_2

I think someone already touched on this, but I would get cashback from the supermarket, and ask the cashier for tenners (if they refuse, politely ask them not to bother after all).

We used to do this when we needed pound coins and twenty pence pieces for my wife's tube fare to work (she worked odd days so a season ticket was out the question, and this was before the luxury of prepay Oystercards. There was a machine that was quicker than both the ticket window and machine that gave change, but needed exact money).

We never had a cashier refuse, although we got funny looks sometimes.