Shame on you!!!!!!

hethmar

fc123 wrote: »

There was a bit more raw feeling in the last post......
Mewbie paragraphs tho'.

Our 1st house was a nightmare and I had a toddler. I haven't the stamina for a hairshirt post now....but our stairs fell down (collapsed) and we had to access upstairs by ladder for 6 months as didn't have the ££££ to replace.

Som is a very good climber now (at age 21).

LOL fc, - only 6 months! We had a rotten ladder for 3 years pmsl. Gawd knows how we never had an accident, even the dogs used to run up and down like pros.

Castleman

huntersc wrote: »

How dare you jump on a forum posting accusative crap
...
Who are you to come here and criticise?

Pot...kettle...black.

huntersc

Castleman wrote: »

Pot...kettle...black.

Don't be silly.

izzybusy23

DownintheDumps wrote: »

I've been reading the site for some time and whilst you are all jumping up and down with glee about house prices crashing you forget that ordinary people are getting hammered.

I'm half way through a rennovation, I'm stuck with a 6 times mortgage coming to an end of the fixed rate next summer, can't finish the project, can't sell it, can't afford to stay put. Wife and two kids looking forward to a Christmas of misery and you lot are laughing. I would have provided someone with a lovely home through the sweat off my back and now I'm looking at bankrupcy probably.:mad: :mad: Shame on you all.:mad: :mad:

Shame on you for taking a mortgage six times your salary when you couldn't clearly afford it.

Don't get bitter and twisted on us.. you took out the mortgage, nobody forced you and held a gun to your head. Idiot. :rolleyes:

mr.broderick

DownintheDumps wrote: »

I've been reading the site for some time and whilst you are all jumping up and down with glee about house prices crashing you forget that ordinary people are getting hammered.

I'm half way through a rennovation, I'm stuck with a 6 times mortgage coming to an end of the fixed rate next summer, can't finish the project, can't sell it, can't afford to stay put. Wife and two kids looking forward to a Christmas of misery and you lot are laughing. I would have provided someone with a lovely home through the sweat off my back and now I'm looking at bankrupcy probably.:mad: :mad: Shame on you all.:mad: :mad:

Think this is a little uncalled for.

PasturesNew

Shall I start a new thread now called: "DownInTheDumps starved me to death"

Because of "his type", interest rates are now so low I'm going to have to give up eating. Or get a job, but let's not go there eh.... anyway.... because he wanted to turn a quick buck, then play the "I did it for the children/think of the children" card, thousands of people across the country are paying for his greed by having their savings slashed.

Pensioners tonight will be turning off their heating as their savings income drops one more time.... perhaps the last time for them!!

Think of the grandmas!

LittleMissAspie

DownintheDumps wrote: »

I take a hous that no one wants

Right, there was so little demand for the house that it only cost you 6x your earnings. Bargain.

DownintheDumps wrote: »

we get a few luxuries that most people take for granted.

I don't know. Maybe I don't know enough rich people but I think holidays and things are still luxuries to be saved for for most people.

DownintheDumps wrote: »

Borrowing 6 times salary is nothing

You really believe that? You are in danger of reposession and maybe bankruptcy and you still think that 6x salary is "nothing"???

DownintheDumps wrote: »

It was a gamble

Yes it certainly was.

DownintheDumps wrote: »

I started this thread because I think you people lose sight of the real people behind the news hedlines,

Well what do you want us to do? You say you don't want sympathy. So what do you actually want from this thread?

Running_Horse

DownintheDumps wrote: »

I've been reading the site for some time and whilst you are all jumping up and down with glee about house prices crashing you forget that ordinary people are getting hammered.

I'm half way through a rennovation, I'm stuck with a 6 times mortgage coming to an end of the fixed rate next summer, can't finish the project, can't sell it, can't afford to stay put. Wife and two kids looking forward to a Christmas of misery and you lot are laughing. I would have provided someone with a lovely home through the sweat off my back and now I'm looking at bankrupcy probably.:mad: :mad: Shame on you all.:mad: :mad:

I'm not a big fan of this forum so don't read or post here much. Certainly don't give this lot the blame/credit for influencing house prices. They're not that important. The time you spend posting here (and the 20 hours a week renovating houses) would be better spent with your family. Good luck to you.

Ewarwoowar2

The OP borrowed hundreds of thousands of pounds, to work like a slave for less than the average wage? In 10 years of rampant house price increases, he only made a few thousand per house?

Over that time period he could have made close to a million just by buying off plan and selling when the development was finished. Although the outcome might have been the same i.e. bankruptcy.

Either this is a troll or the worlds worst property developer.

DownintheDumps

Ewarwoowar2 wrote: »

The OP borrowed hundreds of thousands of pounds, to work like a slave for less than the average wage? In 10 years of rampant house price increases, he only made a few thousand per house?

Over that time period he could have made close to a million just by buying off plan and selling when the development was finished. Although the outcome might have been the same i.e. bankruptcy.

Either this is a troll or the worlds worst property developer.

You all think you know so much because you watch a bit of Beanie on the telly, well most of what developers make has only ever been HPI, you don't add much value any other way.

If you buy a £200,000 house that's cheap because of fire damage or been trashed its £10,000 in fees straight up, then you add an extension, fix the roof, even minimum with fixtures and fittings and new kitchen and bathroom, £35,000 probably more, then mortgage payments, might borrow a bit extra to start with to cover them, a contingency in case you missed anything which could wipe out all your profit. Then ther's fees again at the end another £10,000. Meanwhile that £200,000 house has gone up 5% a year with HPI (but your next one will be 10% more too), a bit of value has been added with all your hard work but you have to sell quick to get your money back so your looking for an offer so you are not goint to amke more than a few grand, and with the hours you put in labouring it works out minimum wage. Without HPI it's pointless and too much of a gamble, anyone can see that. The ones you see on the telly gambled millions to make thousands and they were only the sucessful ones. For most it's always just been bread and butter money, the equiverlent of working in a pub or on a building site but people lie and don't include all the fees and extras so now you know.