My Money Saving Diary

Cerisa

Thank you Miss Money Penny. I have my training on monday and start Saturday. kinda excited - one of the worst things about being unemployed is the isolation - i do see my friends but they have jobs, kids, partners etc.

Starting to get better thank you, but I keep trying to do to much too quickly. thanks for commenting on my diary

Cerisa

Positive

• Emailed the DPS and am getting my 'repayment id' posted to me. This is a very very important money saving step as it will enable me to reclaim my £350 deposit.
• Did i-points polls

Cerisa

I've been slacking a little lately. I've been feeling very discouraged. a lot of my friends have problems, money, home life etc and i've kinda been taking that on and it's been weighing me down. I didn't eat properly last week and am trying to rectify that, though i'm still getting dizzy spells.

Positive:

* Made a big pot of stew, which should keep me going for a bit, and stop me wanting take away (i.e. easy to heat up )
* Bought my treats from Home bargains (pepsi, chocolate)
* Bought my meat from the butchers (cheaper, better quality, friendlier and in line with my principles)
* Had my training at work
* Sold another two bits on ebay

Negative

* Had a buyer demand a refund because an item 'smelled and had crumpled sleeves'. This is a lie, as I washed it just before sending
* Invested in a "BNWT Cashmere Cardigan" that is faded, looks old fashioned, is only 15% cashmere and has already lost a button
* Bought a £15 pair of shoes on ebay, just because they were red and glittery and I wanted them.

Cerisa

Positive:

• Got three days work from an agency
• Made a tunic on my sewing machine
• Having a night in with a friend tomorrow instead of going to the pub
• Got a refund on an item that never arrived
• Did a bulk shop

Cerisa

Positive:

• Listed three items on ebay
• Got books from unfamiliar authors from the library

Negative:

• Had to get new key cut.

Cerisa

Positive:

• Deleted everything off my ebay watchlist
• Took an extra shift at work

Cerisa

Positive:

• Had leftovers lunch
• Wrapped presents in old Vogue pages - looks cool and saves money
• Walk to work
• Posted two ebay parcels
• Hemmed some pieces of fabric for a new dress, instead of going to Topshop

Cerisa

Positive:

• Got fabric softener refilled at local co-op instead of buying new - also saved plastic bottle
• Began packing stuff for move.

Cerisa

Ok I'm doing badly. After Christmas my overdraft is £945. I'm almost a thousand pounds in debt.

Steps:

1. I have banned myself from buying any clothes
2. I am going to attempt (again lol) to use Slicethepie
3. I am going to intensify my job hunt, including looking for extra 'bits' of work like cleaning

Apart from this i'm struggling. I don't really know what to do for the best. I might get some more shifts at Game at the end of January but it's minimum wage and obviously, that's a month away.

mancbird

Hi Cerisa,
Just wanted to say well done on what you're doing so far I think a lot of people are in the same boat as you after Christmas so everyone's looking for ideas to make their money stretch that little bit further. Have you tried going on the Up Your Income Board? There are some great ideas on there

Also, is your Co-op a Co-operative store? We have them where I live but I didn't know you could get refills etc there. Might have to ask about that the next time I am in ours....

Good luck