📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2009 MF Wannabe's

15354565859160

Comments

  • uzubairu
    uzubairu Posts: 1,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Hi Zavarony,
    February overpayment final update
    2009 Overpayment Target: Reduce mortgage to £88,000
    Month Total: £740.00
    Year To Date: £94,885
  • Hi,

    No time to catch up with the posts properly but thought I need to share it:

    I made a capital overpayment of £5000:j:j:j decided it wasn't worth to keep the money in ISA when the rate is around 3.5% esp when my mortgage % is 5.6%
    had to pay £10 fee as it's with C&G but thought it's worth it as saves me 2.5 years of interest

    So year to date now is £6140:j

    hope I'll o/p a bit more this year without killing myself
  • cake21
    cake21 Posts: 1,039 Forumite
    No. 154 checking in, PM sent to Zavarony :)

    February month total £412
    2009 year to date £3,072

    Hoping for a little bit more next month :)
  • no 217 reporting another £75 today please update my total to £600
  • Hi all

    Number 81 checking in here, £500 paid today which means £1000 this year and 14% of target. I've PM'd Zavarony

    Hope you are all doing well this month
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Numenor
    Numenor Posts: 104 Forumite
    Part of the Furniture Combo Breaker
    #233 reporting.

    I'm out of cash for the rest of February now, so my totals stand at £200 for Feb, £400 year to date.

    At least my credit card debt is still coming down nicely though.
  • Number 17 reporting in....£700 less due to horrendous car service bill and car insurance. Will have to work hard to make up the difference over the year :-(

    2009 OVERPAYMENT TARGET: £22,200k
    FEB MONTH TOTAL:
    £1,150
    YEAR TO DATE: £3000
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi All,

    I am going to OP by £311.24 this month - I know its a random figure but with my normal payment it makes a round figure!!

    Was thinking it might be more but a few unexpected things to pay for. Never mind it should be more next month!!:j then up again in April :jand then up in November:j (as I will have finished my loan!!). Then I will be starting to see the snowball effect (it will be small but beautifuly formed:rotfl:).

    Well done to everyone, keep the payments coming the less we pay the banks the better!:beer:
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Hi all,
    Seems to have been ages since I last came on here and I have the PM's to prove it - I will start workin my way through them this morning and get everyone updated!!
    Well done to all so far, I cant wait to see how much our total has grown!!
    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • elliemoo
    elliemoo Posts: 4,593 Forumite
    Part of the Furniture 1,000 Posts
    No 172, just made my February payment, £100. for me, on track, I know it is early in the year but good to be keeping up.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.