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advice bereavement

2

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  • Bossyboots
    Bossyboots Posts: 6,760 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Bank accounts are automatically frozen (except joint accounts) when someone dies so it is important to make sure that anyone receiving a regular payment from any of his accounts is aware of the situation as soon as possible.
  • janb5
    janb5 Posts: 2,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    First of all may I say how sorry I am for your mother and your loss.

    My son died at 21 and we also were given an interim death certificate.

    There will obviously be separate issues with the house but you could list all the organizations and write to them briefly explaining the circumstances. Some may require a copy of the interim death certificate.

    You may find this is too early to be dealing with matters such as these. Perhaps wait until the funeral is over before giving this your full attention. You and your mum need to be there for each other at a time like this.


    Thinking of you at this sad time

    Jan
  • ohreally
    ohreally Posts: 7,525 Forumite
    1,000 Posts Combo Breaker
    I'm sorry to hear of your loss. I lost my father a few months ago and can sympathise a little. To address your questions, financial institutions can be sympathetic but ultimately difficult to deal with due to inflexible policies. One thing i would suggest is to have a few copies of the death certificate extract as this will be required for just about everything and it can really hold things back if you have several banks/societies etc and one or two are a bit slow at processing things....it can be very frustrating trying to progress without a bit of paper.
    Don’t be a can’t, be a can.
  • H i,
    Sorry to hear of your loss.I am still after nearly 6 months trying to sort out my Husbands affairs .He was 41 and died as the result of a tragic accident .
    Some companies will accept the Interim cert.as proof of death but ,others will only pay up when the actual Death Cert.is shown .
    I had to wait 3 months untill after the Inquest before I got some claims settled .
    I have found the CAB (citizens advice) very useful .
    My BIL wrote a standard letter and every piece of paperwork we found had a copy of this letter sent to them .
    We procceeded along the lines of the responses we got .
    It maybe worth engaging a solicitor as he died intestate .I take it he has no spouse or kids .
    Firstly though ,take time to grieve -the paperwork can wait .
    Also be prepared for a long drawn out process -It is very tiring .
    As to the funeral costs -ypu maybe able to get a payment from the DWP .Ring them and find out what you can claim for .At the end of the day ,his estate is responsible for those costs not you or your parents .
    Hope this helps some
  • pdoff
    pdoff Posts: 2,908 Forumite
    no advice but lots of hugs. thought would share this poem which i & others found helpful.
    is to parents but dont think that matters - sentiment still applies.

    TO ALL PARENTS
    by Edgar Guest
    "I'll lend you for a little time a child of mine," He said.
    "For you to love the while he lives and mourn when he is dead,
    "It may be six or seven years, or twenty-two or three,
    "But will you, till I call him back, take care of him for me?
    "He'll bring his charms to gladden you, but should his stay be brief,
    "You'll have his lovely memories, as solace for your grief,
    "I cannot promise he will stay, since all from earth return,
    "But there are lessons taught down there I want this child to learn.
    "I've looked the wide world over in my search for teachers true,
    "And from the throngs that crowd life's lanes I have selected you.
    "Now will you give him all your love, nor think the labor vain,
    "Nor hate me when I come to call to take him back again?
    I fancied that I heard them say: "Dear Lord, Thy will be done!
    "For all the joy Thy child shall bring, the risk of grief we'll run.
    We'll shelter him with tenderness; we'll love him while we may,
    And for happiness we've known forever grateful stay.
    "But should the angels call for him much sooner than we'd planned,
    "We'll brave the bitter grief that comes and try to understand."

    hth.
    Cleaning the house while children are growing is like shovelling snow when it's still snowing!
  • paul2louise
    paul2louise Posts: 2,601 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    my dad has started to to get some financial things sorted out. I need to cancel his mobile contract. It is going to take time. I will get friday and funeral over with first

    Thanks again

    Louise
  • Savvy_Sue
    Savvy_Sue Posts: 47,845 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    my dad has started to to get some financial things sorted out. I need to cancel his mobile contract. It is going to take time. I will get friday and funeral over with first

    Thanks again

    Louise
    I think that's very wise. We'll be thinking of you. Hugs.
    Signature removed for peace of mind
  • hi louise i have no advise but just want to say how sorry i am. ive been through the same thing and its awful. if you need any one to talk to PM me and ill listen!! good luck with the future and hope everything gets sorted lisa x
  • Hi Louise
    Sorry to hear of your loss. You will find that most of the companies that you need to deal with will accept an interim death certificate as notification of the death. As already stated you will need to apply for a letter of administration, and you may find that until you have this that you wont be able to deal with any of the larger money issues, such as mortgages and insurances. Dont let this put you off contacting the companies though asap , as they are experienced in these matters and realise that it usually takes a while to sort. Each company has their own rules, but i think it is standard practise for example for mortgage companies to freeze payments and interest accruing until you are at a time when it can be sorted out.
    Regards Kath
  • System
    System Posts: 178,428 Community Admin
    10,000 Posts Photogenic Name Dropper
    I found when i had to wind up my father and step fathers estate, the banks were most helpful once i had a death certificate. I was able to pay his bills and funeral costs as they came in.

    Big hugs to you flower, i lost my Dad at the end of November and christmas that year and a few years after was absolutely awful.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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