PPI Reclaiming discussion Part III

Incipience

marshallka wrote: »

I was going to ask you about a class action with FP. I cannot believe you have not already started one with the website an all. First you need a good solicitor...;)

A few good ones have made contact since the sites lauch, but you can appreciate that I am unable to recommend one, however there are a couple that I have decided to look into, just got to check what experience they have and have asked them for some case studies and references.

I am only interested in the companies that provide a true No Win No Fee, and they must be approved solicitors, and not a Claims Management Company.

Solicitors are the only people that can claim costs off the lender, Claims Management Companies cant, so they take a cut out of your payout.

marshallka

dreamer33 wrote: »

Lol its the name my OH gave to my co-codamols lmao

Wow, I have them too. I had them from Hopsital for my ops but used them for my shoulder the other week. I have been prescibed them now on a repeat called "ZAPAIN"....:eek:

Bluesifi

Hi, I am currently making a claim to LloydsTSB regarding miss-selling PPI. I still have 2 years to run on the loan, and need advice. If LloydsTSB do accept the claim, I understand that they will have to restructure the loan to take into account the cancellation of PPI.

My questions is, when the loan is restructured, and in the current climate regarding loans, can I be declined a restructure and then have to pay Lloyds the outstanding balance.

marshallka

Incipience wrote: »

A few good ones have made contact since the sites lauch, but you can appreciate that I am unable to recommend one, however there are a couple that I have decided to look into, just got to check what experience they have and have asked them for some case studies and references.

I am only interested in the companies that provide a true No Win No Fee, and they must be approved solicitors, and not a Claims Management Company.

Solicitors are the only people that can claim costs off the lender, Claims Management Companies cant, so they take a cut out of your payout.

I will keep taking a look then.....

dreamer33

marshallka wrote: »

Wow, I have them too. I had them from Hopsital for my ops but used them for my shoulder the other week. I have been prescibed them now on a repeat called "ZAPAIN"....:eek:

Think sometimes I'm addicted to the codiene:eek: think my bad head might be my sinuses.

Zapain not heard of them but thats a good name for them, hope they do Zap your pain away

marshallka

Bluesifi wrote: »

Hi, I am currently making a claim to LloydsTSB regarding miss-selling PPI. I still have 2 years to run on the loan, and need advice. If LloydsTSB do accept the claim, I understand that they will have to restructure the loan to take into account the cancellation of PPI.

My questions is, when the loan is restructured, and in the current climate regarding loans, can I be declined a restructure and then have to pay Lloyds the outstanding balance.

No as they would not be treating you fairly is the blunt answer and if they do that then you would be able to complain to the FSA

marshallka

dreamer33 wrote: »

Think sometimes I'm addicted to the codiene:eek: think my bad head might be my sinuses.

Zapain not heard of them but thats a good name for them, hope they do Zap your pain away

Drug class description : Opiates (opioids) / paracetamol (compound analgesics). Generic Name : Co-codamol 30/500 - codeine phosphate, paracetamol Drug description : Caplets (tablets) or capsules. Presentation : Zapain Caplets: paracetamol 500mg, codeine phosphate 30mg. Zapain Capsules: paracetamol 500mg, codeine phosphate 30mg. Indications : Relief of severe pain. Adult Dosage : Usual dose, one or two caplets or capsules every four hours as required. Maximum daily dose, 8 caplets or capsules.


Same thing....

dreamer33

marshallka wrote: »

Drug class description : Opiates (opioids) / paracetamol (compound analgesics). Generic Name : Co-codamol 30/500 - codeine phosphate, paracetamol Drug description : Caplets (tablets) or capsules. Presentation : Zapain Caplets: paracetamol 500mg, codeine phosphate 30mg. Zapain Capsules: paracetamol 500mg, codeine phosphate 30mg. Indications : Relief of severe pain. Adult Dosage : Usual dose, one or two caplets or capsules every four hours as required. Maximum daily dose, 8 caplets or capsules.


Same thing....

Mine are 8/500, I have dissolvable, I think they go into your system quicker than tablet form.

The lady at boots told me when I bought some that if you join the Health Club (part of the advantage card) you can get co-codamol half price:eek:

Natalie6999

I have just sent an email to M & S Money giving them seven days to deal with my complaint or I will forward everything to FOS who I have already spoken to.

It is over eight weeks since I sent my first letter.

Do you think I am pushing them too hard & could this jepoardise my complaint?

dreamer33

Natalie6999 wrote: »

I have just sent an email to M & S Money giving them seven days to deal with my complaint or I will forward everything to FOS who I have already spoken to.

Do you think I am pushing them too hard & could this jepoardise my complaint?

Nope not at all, your just reminding them your still there, however they could say they did not receive your email.

They only have 8wks too to respond.