PPI Reclaiming discussion Part III

maxdp

Hi Marshallka

Sorry your eye still bad, your shoulder as well. You need to have a rest now. Is hubby back to work tomorrow. Have you got lots more to do?;)

pinknico

nutmeg wrote: »

Hi all,
just wanted to keep you updated with my claim, recieved a letter yesterday
from bank stating that they are still looking at my claim for miss-sold ppi on three loans.They have given me a reference number if i want to contact them, also told me that the matter would be resolved by 23rd January, so have just printed off a letter explaining in more detail how i was miss-sold. Hope this strengthens my case.So fingers crossed!
Have been reading posts daily (thought i was the only lonlely house wife here!) been pmsl
Will keep in touch, once again thanks for all support given to me so far would be lost otherwise.
Can i also say a big thankyou to the guy (whoever he is )who changed my tyre on boxing day at our local garage, you never know he might be on this site

Hi Nutmeg, goodluck with this xx

pinknico

marshallka wrote: »

Just thought I would let you know I am still here but shoulder is bad :mad: and eye the same. I have been working all day again and just stopped for some food. Will try and catch up later

Sorry you are suffering Marshallka, Hope you have a chance to take a break and give your body a chance to recover :A

Google

Hi Guys

I am a new member so sorry if its a repost of any sort

I have the Loan Agreement with me pages 3/4 of 5.

There is no siginature of mine on the 2 forms is this Loan agreement legal if thats the right word. Or can it be written off.

the other thing is the PPI as this was said I needed to take this to get the Loan, It says

"Optional Loan Repayment Protection " this box is ticked
"Premium advanced as part of the loan" this box is ticked

On these grounds can I claim mis-selling?

Please Help

di3004

Booi666

Cheers for your pm, the 40 days regarding the SAR does include the weekends.;) xx

di3004

marshallka wrote: »

Just thought I would let you know I am still here but shoulder is bad :mad: and eye the same. I have been working all day again and just stopped for some food. Will try and catch up later

Hiya Marshallka hunni.
Sorry to hear of your shoulder problem, it must be agonising for you with the eye problem as well.
Like Pinknico said, have a rest to give your body a chance to recover.:A

Get well soon hun.;) xxxx

pinknico

Google wrote: »

Hi Guys

I am a new member so sorry if its a repost of any sort

I have the Loan Agreement with me pages 3/4 of 5.

There is no siginature of mine on the 2 forms is this Loan agreement legal if thats the right word. Or can it be written off.

the other thing is the PPI as this was said I needed to take this to get the Loan, It says

"Optional Loan Repayment Protection " this box is ticked
"Premium advanced as part of the loan" this box is ticked

On these grounds can I claim mis-selling?

Please Help

I have no idea about legalities but someone else may do!

Regarding the PPI if you were told you needed to have PPI to get the loan then you may have been mis sold and need to write to whoever sold you the policy. How were you sold this in branch, over the phone ? Can you say who the loan is with?

di3004

Google wrote: »

Hi Guys

I am a new member so sorry if its a repost of any sort

I have the Loan Agreement with me pages 3/4 of 5.

There is no siginature of mine on the 2 forms is this Loan agreement legal if thats the right word. Or can it be written off.

the other thing is the PPI as this was said I needed to take this to get the Loan, It says

"Optional Loan Repayment Protection " this box is ticked
"Premium advanced as part of the loan" this box is ticked

On these grounds can I claim mis-selling?

Please Help

Hi there hun

If you feel you were mis sold for any reason check out this link here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Check the link out and if any of that also occurs to you, then I would complain and reclaim.

They have 8 weeks to respond in full, until you receive a final response.
Then if they have not resolved the problem in your favour, by the final decision you can then take to the Financial ombudsman service(FOS) if eligible, they will also tell you this on the letter and enclose a leaflet.

Let us know how this goes hun and if you have no agreements, you can request these from the company, but ring them first to see if there is a charge as some charge a £1 Cheque payment to send the copies, then write to them to request them in writing, they should send to you by 12 days.

Regarding mis selling, its always the ones who arranged the loan for you who you write to, for instance you may have had a broker who had arranged this.

On the other hand it may have been directly arranged by the lender.;)

Who was your loan taken out with hun and when ? if you don't mind me asking, cheers.

Good luck and if you keep us posted on the outcome of this we can help move on to the following step if required.

Di
x

di3004

nutmeg wrote: »

Hi all,
just wanted to keep you updated with my claim, recieved a letter yesterday
from bank stating that they are still looking at my claim for miss-sold ppi on three loans.They have given me a reference number if i want to contact them, also told me that the matter would be resolved by 23rd January, so have just printed off a letter explaining in more detail how i was miss-sold. Hope this strengthens my case.So fingers crossed!
Have been reading posts daily (thought i was the only lonlely house wife here!) been pmsl
Will keep in touch, once again thanks for all support given to me so far would be lost otherwise.
Can i also say a big thankyou to the guy (whoever he is )who changed my tyre on boxing day at our local garage, you never know he might be on this site

Thanks for letting us know Nutmeg, hope this goes in your favour, fingers crossed hunni.:D xx

booi666

Hi Di,

Your a Diamond;)

The SARS Request is done,enveloped and ready to send off to kick some !!!.

Thank you for your speedy responses ill let you know when i hear owt:T