PPI Reclaiming discussion Part III

pinknico

People just deal with things differently there is no right or wrong.

We are all fantastic whatever our charachteristics (SPELLCHECK MAX PLEASE!)

di3004

marshallka wrote: »

Di, anyone can have chance and anyone can post but his/her first post was that he/she had lost their job cause of all the people that signed agreements and then decided not to pay them back and was slating PPI reclaimers...

I am also a softie but there is a line somewhere and I also don't like hurting peoples feelings but I got mine hurt first and all I did was bit back... I am not the complete opposite of you and hope that not what you are saying here...:eek: . If I had not have said anything then this thread would not have been a nice place for anyone to be and if I had been here for the first time I would have turned around and ran off myself when I saw the comments coming from credit cruncher.

lol see I what I mean:D , I'm not good with actually explaining or putting into full words, and not saying your the opposite to me hun.......:eek: , I was just saying about what I am like personally lol....:D and I do so wish I could be more like you and speak up, glad you do though and I do need to toughen up when it comes to sticking up for what you believe in.;)

Yeap I totally agree with you, I have had the chance to go back and read the posts, although I did not get chance to before properly before this due to getting on with stuff here with my son etc.

Yes if I were new to this thread I probably would have done the same as well, your right.:A

marshallka

maxdp wrote: »

You need to have that in your signature Marshallka SETS A PRECEDENCE:D

is it presendent...:eek:

marshallka

pinknico wrote: »

People just deal with things differently there is no right or wrong.

We are all fantastic whatever our charachteristics (SPELLCHECK MAX PLEASE!)

It was precedent wasn't it... I know what i did pinknico.... :rotfl:

pinknico

marshallka wrote: »

It was precedent wasn't it... I know what i did pinknico.... :rotfl:

No Marshallka, it was my spelling not yours:D Charachteristics(?)

di3004

Missed Eastenders last night, also on the plus channel due to sorting this thing out....it was messed up when my eldest was messing about with the xbox live which interferred with this, it may have been a glitch.... , but I will be watching it tonight though.......:D .

Will miss x-factor tomorrow night though....now its all ended.:rolleyes:

Toffee_Penny

marshallka wrote: »

You could request a SAR from both but it would cost £10 each for them. This could give you some idea although the ones inside the bank were probably verbal face to face so can;t see how it would help you but its entirely up to you here...;)

You see this is where I get confused (don't take much does it? ) would a SAR hold details of the conversation on the phone when I asked for the top up loan? It's just if I going to ask for ppi back stating I already had some kind of life insurance and covered by work sick payments etc, I wasn't really aware of what I was signing for (who did? ) then that would hold details mentioning ppi being added (I don't think it was but then the phone call was back in 2006) so if I made a claim then they would come back and say 'you've been paying it for over 2 years and you just realise now'????

I have had a look at old documents I hold and the ticks were made by a computer, it also states that I was advised to take out ppi and I agreed to it. I don't dispute this, I think I want to dispute that I didn't understand what it was and if I was already covered then I certainly wouldn't have willingly paid over £1500 for something.

As for Capital One I only remember ticking what design I wanted on my card! So would a CCA request show this?

I am also on a DMP and don't want to dispute any debt, I know what I spent (I did have fun ) so starting this would it put my payment methods in jeopardy?

By the way this thread feels like that Darius fella has been on - Can you feel the love in this room? :rotfl:

di3004

pinknico wrote: »

No Marshallka, it was my spelling not yours:D Charachteristics(?)

pmsl, isn't it "Characteristics"? lol, just trying to be clever - not......:rolleyes: lol:D

pinknico

di3004 wrote: »

pmsl, isn't it "Characteristics"? lol, just trying to be clever - not......:rolleyes: lol:D

Thanks Di, my spelling is very very bad:eek:

di3004

pinknico wrote: »

Thanks Di, my spelling is very very bad:eek:

lol, no hun your doing just fine and at least we still knew what you were on about lol......:T .

I have not checked this out, but isn't there a spellchecker on this thread I wonder?, I know some do have them, it would be handy wouldn't it ?:D
I get times when I just can't think of the easiest of words lol, think I had better wise up now that I'm helping my son, poor lad :rotfl: lol.